USDA Vs. FHA Pro and Con comparison in Goodland, Sherman County, KS
In 2025, the USDA loan limit for Goodland, located in Sherman county, KS, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates and to determine the income, credit, reserves, and documents needed for qualifications. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Goodland, Sherman County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Goodland, KS
Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and without trouble. Choose one of the three initial options to get paired with matching lenders and USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
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