USDA Loan Vs. FHA loan pro & con Goodland, Sherman County, KS

In 2026, the USDA loan limit for Goodland, located in Sherman county, KS, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates and to determine the income, credit, reserves, and documents needed for qualifications. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial needs in .

Exploring USDA and FHA Loan Options in Goodland, KS

Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and without trouble. Choose one of the three initial options to get paired with matching lenders and USDA loan programs.

Lendersa USDA loan query and matching results

Understanding USDA Loans in KS

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

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(785) 460-3321 Lender's profile and map Farmers & Merchants Bank of Colby 240 W 4th ST, Colby, KS, 67701 Lends in Kansas Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
(785) 672-3251 Lender's profile and map The Farmers State Bank of Oakley, Kansas 100 Center Avenue, Oakley, KS, 67748 Lends in Kansas At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.
(620) 872-7224 Lender's profile and map Security State Bank 117 North 4th Street, Leoti, KS, 67861 Lends in Kansas Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
(620) 384-7451 Lender's profile and map The Valley State Bank 110 W Ave B, Syracuse, KS, 67878 Lends in Kansas Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.