USDA Vs. FHA Pro and Con comparison in Garden-City, Finney County, KS
In 2025, the USDA loan limit in Garden-City, part of Finney County in KS, is set at $285,000. Meanwhile, the limit for an FHA loan on a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision on the best choice for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Garden-City, Finney County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Garden-City, KS
The objective of Lendersa® is to efficiently connect you with the ideal USDA or FHA loan without complications. Begin with one of three starting paths that lead to matching lenders and the appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment.
Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.
Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.
Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts.
We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
260 Mortgage, a division of Hallmark Home Mortgage, is focused on providing the best customer experience in the Mortgage Lending industry. We accomplish this by providing industry-leading products from Hallmark Home Mortgage, as well as providing an unmatched level of transparency and customer communication.
On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.
MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois
Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.
CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
