USDA and FHA Pro and Con in Garden-City, Finney County, KS
In 2025, the USDA loan limit in Garden-City, part of Finney County in KS, is set at $285,000. Meanwhile, the limit for an FHA loan on a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision on the best choice for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Garden-City, Finney County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Garden-City, KS
The objective of Lendersa® is to efficiently connect you with the ideal USDA or FHA loan without complications. Begin with one of three starting paths that lead to matching lenders and the appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
Fidelity Bank of Texas has continued to serve individuals, families and businesses in the local community since its inception. Customers are treated like family and we pride ourselves on the personal attention given to each customer. Give us a call at either one of our locations for any of your banking needs
First National Bank of East Texas makes life easier with online services for mortgage loans.
Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
Our experienced Mortgage Team.
Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.
Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
