In 2026, the USDA loan limit for Galena, located in Cherokee county, KS, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in Alabama best fits your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to rapidly secure the best USDA or FHA loan for you, hassle-free. Select one of three starting points to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural locales. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment, offering an accessible option for qualified borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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