USDA VS FHA in Coffeyville, Montgomery County, KS

In 2025, the USDA loan threshold in Coffeyville, located in Montgomery county, KS, is $336,500, whereas the FHA cap for a single-family house is $472,030.

With the help of the Lendersa® USDA loan calculator, you can compare today's paramount USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options collated to assist in choosing the most suitable program for your financial needs in .

Select loan offers from over 100 lenders

Details of 2025 Loan Limits and Down Payments in Coffeyville, Montgomery, KS

Loan Category Maximum Limit Initial Deposit
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Mortgage Alternatives in Coffeyville, KS

Lendersa® aims to swiftly find you the ideal USDA or FHA loan with minimal effort. Choose from three methods that align lenders with USDA loan offerings.

Lendersa USDA loan application and results

Understanding USDA Loans in KS

A USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least 3.5% down, USDA loans need no money down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
  • Do Hard Money
  • 8846 South Redwood Road, #C212, West Jordan, UT, 84088
  • "DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances. We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
  • Solution Loans
  • 2723 West 3500 South, Suite 140, West Valley City, UT, 84119
  • Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.
  • American United FCU
  • PO Box 1030, West Jordan, UT, 84084
  • American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
  • Cardinal Mortgage Services
  • 6783 South Redwood Rd, West Jordan, UT, 84084
  • Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Cyprus Credit Union
  • 3876 W. Center View Way, West Jordan, UT, 84084
  • Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
  • EMPERIQ FINANCIAL LLC
  • 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
  • Popular Commercial Lending Group Inc.
  • 10808 River Front Pkwy, Suite 353, South Jordan, UT, 84095
  • PCLG was founded by industry veteran Darin Young. Young brings 30 years of residential, commercial, consumer finance & hard money bridge lending experience to the company with a background which includes Norwest/Wells Fargo, First Option Mortgage (original founder 1996) & small, private origination firms. Young acts as President and CEO for PCLG
  • Western AgCredit
  • 10980 S Jordan Gtwy South, South Jordan, UT, 84095
  • Western AgCredit is part of the nationwide Farm Credit System established in 1916. Western AgCredit, ACA is made up of two subsidiaries, Western AgCredit, FLCA and Western AgCredit, PCA. These entities are collectively known as "the Association" and also referenced as simply "Western AgCredit".
  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.