FHA Vs. USDA loan program for Coffeyville, Montgomery County, Kansas

In 2026, the USDA loan threshold in Coffeyville, located in Montgomery county, KS, is $336,500, whereas the FHA cap for a single-family house is $472,030.

With the help of the Lendersa® USDA loan calculator, you can compare today's paramount USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options collated to assist in choosing the most suitable program for your financial needs in .

Explore USDA and FHA Mortgage Alternatives in Coffeyville, KS

Lendersa® aims to swiftly find you the ideal USDA or FHA loan with minimal effort. Choose from three methods that align lenders with USDA loan offerings.

Lendersa USDA loan application and results

Understanding USDA Loans in KS

A USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least 3.5% down, USDA loans need no money down.

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Coffeyville Lenders
(620) 251-5290 Lender's profile and map Cooperative Credit Union 313 W 9th Street, Coffeyville, KS, 67337 Lends in Kansas A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
(620) 331-2265 Lender's profile and map FIRSTOAK BANK 113 N. Penn Ave, Independence, KS, 67301 Lends in Kansas FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
(620) 331-9888 Lender's profile and map Gemini Funding Corp 322 N Pennsylvania Ave, Independence, KS, 67301 Lends in Kansas Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
(620) 784-5311 Lender's profile and map Labette Bank PO Box 497, Altamont, KS, 67330 Lends in Kansas Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas. Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.