FHA Vs. USDA loan program for Coffeyville, Montgomery County, Kansas

In 2026, the USDA loan threshold in Coffeyville, located in Montgomery county, KS, is $336,500, whereas the FHA cap for a single-family house is $472,030.

With the help of the Lendersa® USDA loan calculator, you can compare today's paramount USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options collated to assist in choosing the most suitable program for your financial needs in .

Explore USDA and FHA Mortgage Alternatives in Coffeyville, KS

Lendersa® aims to swiftly find you the ideal USDA or FHA loan with minimal effort. Choose from three methods that align lenders with USDA loan offerings.

Lendersa USDA loan application and results

Understanding USDA Loans in KS

A USDA home loan, assured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least 3.5% down, USDA loans need no money down.

Get top 10
USDA LENDERS
customized to yout needes

(918) 710-4106 Lender's profile and map Reviews Midtown Mortgage 2007 E 15th st, Tulsa, OK, 74145 Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
(918) 481-3000 Lender's profile and map Reviews American Bank and Trust Company Tulsa 60 American Plaza, Tulsa, OK, 74135 Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
(800) 335-7662 Lender's profile and map Reviews Dowell Federal Credit Union 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105 When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
(918) 749-2274 Lender's profile and map Reviews Mortgage Clearing Corporation 5612 South Lewis Avenue, Tulsa, OK, 74105 "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
(918) 664-6000 Lender's profile and map Reviews Oklahoma Central Credit Union 4956 S Peoria Ave, Tulsa, OK, 74105 At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
(620) 223-1600 Lender's profile and map Reviews The City State Bank 1012 Highway 69, Fort Scott, KS, 66701 City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
(918) 251-5371 Lender's profile and map Reviews The First National Bank and Trust Company of Broken Arrow 121 South Main, Broken Arrow, OK, 74012 In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
(918) 251-9611 Lender's profile and map Reviews AVB Bank 322 S. Main Street, Broken Arrow, OK, 74012 AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa. With a strong commitment to community service, sound lending practices,
(918) 362-1400 Lender's profile and map Reviews Western Sun Federal Credit Union 4620 W. Kenosha Street, Broken Arrow, OK, 74012 Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union. In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt
(918) 582-7573 Lender's profile and map Reviews Employees Federal Credit Union OK 1120 W 17th Street, Tulsa, OK, 74107 Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
(918) 245-1301 Lender's profile and map Reviews Green Country FCU 202 East Morrow Road, Sand Springs, OK, 74063 Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
(918) 494-1810 Lender's profile and map Reviews Saint Francis Federal Credit Union 6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136 Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.