USDA Loan Vs. FHA loan for Baxter-Springs, KS [ best of 2023]

In 2025, USDA loan limit in Baxter-Springs, county of Cherokee, KS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Baxter-Springs, KS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 279-5939 590 miles Lender's profile and map Reviews ALMC Mortgage 11080 Circle Point Rd, Suite 100, Westminster, CO, 80020 "ALMC @ Nova Home Loans is a residential mortgage lender. We are committed to serving the homebuyers and homeowners of Colorado with exceptional service and professionalism. NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers."
(720) 522-6706 590 miles Lender's profile and map Reviews Colorado Real Estate Brokers, Inc. 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020 Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
(303) 469-5062 590 miles Lender's profile and map Reviews DNL Mortgage Authority Inc 1064 E 17th Ave, Broomfield, CO, 80020 At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(949) 933-9058 590 miles Lender's profile and map Reviews Mindful Mortgage Group 1271 Banner Circle, Erie, CO, 80516 Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
(800) 979-8450 590 miles Lender's profile and map Reviews Trailhead Mortgage 50 Jordan Lane, Erie, CO, 80516 With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
(606) 878-6000 590 miles Lender's profile and map Reviews Alliance Home Mortgage 583 W Laurel Rd, Suite 4, London, KY, 40741 At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
(260) 637-5546 590 miles Lender's profile and map Reviews Farmers and Merchants Bank PO Box 158, Laotto, IN, 46763 Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
(260) 456-1802 590 miles Lender's profile and map Reviews UBCFCU 2200 Smith Street, Fort Wayne, IN, 46803 UBCFCU has a mission of making competitive financial services and products available while increasing financial literacy and personal financial stability for the population we serve. We are also a Community Development Financial Institution that exists to expand economic opportunities in low income communities providing access to financial products
(855) 504-9005 590 miles Lender's profile and map Reviews Ozona National Bank 503 11th St., Ozona, TX, 76943 On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank
(720) 445-2567 590 miles Lender's profile and map Reviews Anissa Storey - Mortgage Broker & Real Estate Agent 6410 Miller St, Unit 12, Arvada, CO, 80004 As a Colorado native and a seasoned professional in the industry, ANISSA STOREY recognize and value the trust her clients place in ANISSA's hands and always strive to exceed their expectations. Growing up in a family that was highly involved in the real estate world lead me to pursue a career in the industry at the age of eighteen.
(303) 618-8148 590 miles Lender's profile and map Reviews Wyse Home Loans LLC 6979 Coors Court, Arvada, CO, 80004 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.