USDA VS FHA in Columbus, Cherokee County, KS

In 2025, the USDA loan limit for Columbus in the county of Cherokee, KS, is set at $336,500. Meanwhile, the FHA limit for a single-family home is determined as $472,030.

Make use of the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool assists you in evaluating the necessary income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you will be able to see the USDA, FHA, Conforming, and VA programs alongside each other, helping to identify which program in Alabama is best suited to your unique financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Columbus, Cherokee County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Columbus, KS

The aim of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you, with minimal hassle. Choose from one of the three starting points to connect with matching lenders and relevant USDA loan programs that fit your needs.

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Understanding the USDA Loan in KS

The USDA home loan is a financial product guaranteed by the U.S. government through the Department of Agriculture. Also termed a USDA rural development loan or USDA mortgage, it is available solely in rural locations. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans have no down payment requirement, which makes them a compelling option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bay Mark Realty
  • 177 Bovet Road, Suite 100, San Mateo, CA, 94402
  • BayMark Financial, Inc. is a small, but efficient, full service mortgage brokerage firm located in the heart of the San Francisco Peninsula, specializing in the origination and servicing of short-term Trust Deed Notes. BayMark Financial is a real estate broker licensed by the California Bureau of Real Estate.
  • Commercial Mortgage Corporation
  • 1670 South Amphlett Blvd, Suite 214, San Mateo, CA, 94402
  • Commercial Mortgage Corporation offers the best personalized mortgage services available on the Internet - easy, convenient shopping for the best loan programs and most current rates available, together with the assistance of an experienced. For old fashion service, you will always work with a "live" loan officer to guide you through.
  • Simons & Company
  • 177 Bovet Road, Suite 600, San Mateo, CA, 94402
  • SIMONS & COMPANY is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
  • Mortgage Services
  • 177 Bovet Road Suite 130, San Mateo, CA, 94402
  • Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
  • Allwin Capital
  • 1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
  • Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry. We are an independently owned and operated business, and welcome clients from the entire state of California
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.​
  • Redwood Mortgage Corp.
  • 155 Bovet Road, Suite 302, San Mateo, CA, 94402
  • Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • LendingClub Bank
  • 595 Market Street, Suite 200, San Francisco, CA, 94105
  • Since our founding in 2006, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities.