USDA Vs. FHA Pro and Con comparison in Parsons, Labette County, KS
For 2026, the USDA loan cap in Parsons, found in Labette, KS, is determined at $336,500, contrasting with the FHA limit of $472,030 for individual family homes.
Employ the Lendersa® USDA loan calculator to weigh current USDA and FHA rates to find the top offers. Determine the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options alongside each other, guiding you in choosing the most suitable program for your financial scenario in .
2026 Loan Caps and Down Payment Criteria in Parsons, Labette, KS
Loan Type
Maximum Amount
Initial Deposit
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Parsons, KS
The mission of Lendersa® is to connect you quickly and easily to the best USDA or FHA loans available. Choose one of three methods to match with lenders and details about USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans do not require any down payment.
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