USDA Vs. FHA Pro and Con comparison in Osawatomie, Miami County, KS
For 2025, the USDA loan limit in Osawatomie, within Miami county, KS, is set at $345,000, whereas the FHA limit for a single-family house is $472,030.
Utilize Lendersa®'s USDA loan calculator to review and contrast the current best USDA against FHA rates, and figure out the necessary income, credit history, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs concurrently, helping you choose the optimal plan for your financial needs in .
2025 Loan Limits and Down Payment Guidelines in Osawatomie, Miami, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Osawatomie, KS
At Lendersa®, we strive to swiftly and seamlessly secure the most favorable USDA or FHA loan for you. Opt for one of three approaches that link you to the appropriate lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively accessible in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Fusion Mortgage Lending, we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package.we realize you are unique and we'll work with you to form a loan.
8577 HAVEN AVE, SUITE 201, Rancho Cucamonga, CA, 91730
EZ Fundings an easy choice to be your next Home Loan one-stop shop. The Haven office opened up in November 2011 in order to take home loans to the next level with accurate knowledge of the ever-changing loan industry, and the goal of becoming an industry leader in streamlining the Home Loan process.
9125 Archibald Ave, Suite G, Rancho Cucamonga, CA, 91730
Loan Saver Direct leading provider of mortgage financing dedicated towards providing affordable home loans.He founded the company way back 2003 from a ground level, without having the mortgage background. In spite of this, he was able to immediately take the company a level of generating annual income ranging from 8 to 10 million dollars.
10737 Laurel St Suite 100, Rancho Cucamonga, CA, 91730
PDM Mortgage has brought these principles to our colleagues and our customers through a tradition of "can do, will do" service, making us the independently owned and operated residential mortgage lender of choice from our Rancho Cucamonga, ca and across America we are here to serve you in our Denver Colorado and Boynton Florida offices.
9121 Haven Avenue, Suite 210, Rancho Cucamonga, CA, 91730
Rancho Capital Home Loans specializes in financing residential properties in Rancho Cucamonga.We pride ourselves in professionalism and customer service. For all of your home loan needs and In 2019 our ownership opened Rancho Capital Home Loans with a goal of providing the best customer experience and the lowest rates in our surrounding area.
The Phoenix Mortgage Group is a boutique Mortgage Planning Firm that offers the industries most comprehensive mortgage advice while simultaneously providing a work environment that loves and cares for it’s clients, partners, staff, environment and community and also We provide our clients clear, simple, and powerful mortgage plans.
