USDA Vs. FHA Pro and Con comparison in Osawatomie, Miami County, KS
For 2025, the USDA loan limit in Osawatomie, within Miami county, KS, is set at $345,000, whereas the FHA limit for a single-family house is $472,030.
Utilize Lendersa®'s USDA loan calculator to review and contrast the current best USDA against FHA rates, and figure out the necessary income, credit history, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs concurrently, helping you choose the optimal plan for your financial needs in .
2025 Loan Limits and Down Payment Guidelines in Osawatomie, Miami, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Osawatomie, KS
At Lendersa®, we strive to swiftly and seamlessly secure the most favorable USDA or FHA loan for you. Opt for one of three approaches that link you to the appropriate lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively accessible in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
The UNFCU is a non–for–profit financial organization owned and operated by its membership. The Credit Union was charter in 2003. The membership consists of the Beulah Grove Baptist Church, the Broadway Baptist Church, their affiliates, members and their family members. As these individuals pool their resources.
OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
