For 2025, the USDA loan limit in Osawatomie, within Miami county, KS, is set at $345,000, whereas the FHA limit for a single-family house is $472,030.
Utilize Lendersa®'s USDA loan calculator to review and contrast the current best USDA against FHA rates, and figure out the necessary income, credit history, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs concurrently, helping you choose the optimal plan for your financial needs in .
2025 Loan Limits and Down Payment Guidelines in Osawatomie, Miami, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Osawatomie, KS
At Lendersa®, we strive to swiftly and seamlessly secure the most favorable USDA or FHA loan for you. Opt for one of three approaches that link you to the appropriate lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture—also known as the USDA rural development loan or mortgage—is exclusively accessible in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
2400 South Isabella Road, Mount Pleasant, MI, 48858
Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
Flasher Community Credit Union is a community chartered credit union open to all people living within a 50-mile radius of Flasher, ND. We have been in business since 1939 serving the financial needs of our members.
The credit union is a financial cooperative owned by its members.
Champion Credit Union was chartered by the state of Ohio in 1941. Since that time Champion Credit Union has grown to include more than 5, 900 members and assets of over 75 million dollars. The credit union began in the shipping room in 1942, but due to growth, has expanded with three locations to serve members
Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
American Commerce Bank opened for business in October 2004, and quickly earned a reputation for dependable relationship banking. Many of our initial customers still rely on us for their banking needs. From its first offices in west Georgia, our bank has prospered along with the communities we serve, tripling in size and market locations since 2012.
