USDA VS FHA in Mission-Hills, Johnson County, KS

In 2026, the USDA loan limit for Mission-Hills, situated in Johnson county, KS, is $311,800, whereas the FHA loan limit for a single-family home is $389,850.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today, and determine the required income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the optimal program in Alabama to suit your financial scenario.

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Loan Limits and Downpayment Requirements for 2026 in Mission-Hills, Johnson County, KS

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Mission-Hills, KS

Lendersa® aims to swiftly and effortlessly secure the best USDA or FHA loan for you. Begin with one of three available approaches to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in KS?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mission-Hills Lenders

  • Bank of Prairie Village
  • 3515 W. 75th Street, Prairie Village, KS, 66208
  • Lends in Kansas
  • Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.

  • SM Federal Credit Union
  • 6029 Broadmoor Street, Mission, KS, 66202
  • Lends in Kansas
  • SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.

  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • Lends in Kansas
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.

  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Lends in Kansas
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties

    One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Kansas
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne