USDA VS FHA in Prairie-Village, Johnson County, KS
In 2026, the USDA loan cap in Prairie-Village, within Johnson County, KS, is set at $311,800, and the FHA limit for a single-family home is $389,850.
Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, allowing you to pick the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Prairie-Village, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Prairie-Village, KS
Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Start by choosing one of three methods, leading to matching lenders and the right USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none at all.
5201 California Ave, Suite 450, Bakersfield, CA, 93309
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5100 California Ave, Suite 110, Bakersfield, CA, 93309
Accelerated Lending Group is a full service Mortgage Brokerage Company. FHA, VA, Conventional, Private Money, Bank Statement Program, ITIN, Commercial and Construction Lending. Our mission is to find the right loan to meet the specific needs of our clients. We not only put our clients first we put our Mortgage Loan Originators first.
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1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Vendezi Group is committed to helping you get the best value in today's market. Even if you are simply thinking about, please reach out and ask us about our Complimentary Broker's Opinion of Value package for your home and ANAHIT KHATCHATRIAN is a founder of the Vendezi group She is incredibly organized.
1977 Redondela Drive, Rancho Palos Verdes, CA, 90275
Capital Lending and Real Estate, Inc. is a client-centered mortgage brokerage firm, helping people purchase and finance their homes in the state of California since 1995. Whether you are purchasing your first home, refinancing an existing loan, or looking for a new investment, I am here to help you with all your needs!
28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently