USDA VS FHA in Prairie-Village, Johnson County, KS

In 2025, the USDA loan cap in Prairie-Village, within Johnson County, KS, is set at $311,800, and the FHA limit for a single-family home is $389,850.

Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, allowing you to pick the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Prairie-Village, Johnson County, KS

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Prairie-Village, KS

Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Start by choosing one of three methods, leading to matching lenders and the right USDA loan programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in KS

A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
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