USDA VS FHA in Prairie-Village, Johnson County, KS
In 2026, the USDA loan cap in Prairie-Village, within Johnson County, KS, is set at $311,800, and the FHA limit for a single-family home is $389,850.
Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, allowing you to pick the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Prairie-Village, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Prairie-Village, KS
Lendersa® aims to quickly secure the best USDA or FHA loan for you with minimal hassle. Start by choosing one of three methods, leading to matching lenders and the right USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, and is available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none at all.
Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
Lends in Kansas
Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
Lends in Kansas
Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
Lends in Kansas
At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties
One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
