USDA Vs. FHA Pro and Con comparison in Oaklawn-Sunview, Sedgwick County, KS
For 2025, the USDA loan threshold in Oaklawn-Sunview, located in Sedgwick county, KS, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
To assess the most favorable USDA versus FHA rates available today, you can utilize the Lendersa® USDA loan calculator. This tool assists in determining the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans in a comparative view, allowing you to choose the program that best fits your financial circumstances in Alabama.
2025 Loan Limits and Downpayment Requirements in Oaklawn-Sunview, Sedgwick County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Oaklawn-Sunview, KS
The mission of Lendersa® is to secure the optimal USDA or FHA loan for you rapidly and effortlessly. Choose from three starter options to connect with suitable lenders and USDA loan alternatives.
The USDA home loan, guaranteed by the United States Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, primarily accessible in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgages demand no down payment.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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