USDA and FHA Pro and Con in Oaklawn-Sunview, Sedgwick County, KS

For 2025, the USDA loan threshold in Oaklawn-Sunview, located in Sedgwick county, KS, is set at $336,500, while the FHA limit for a single-family residence is $472,030.

To assess the most favorable USDA versus FHA rates available today, you can utilize the Lendersa® USDA loan calculator. This tool assists in determining the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans in a comparative view, allowing you to choose the program that best fits your financial circumstances in Alabama.

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2025 Loan Limits and Downpayment Requirements in Oaklawn-Sunview, Sedgwick County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Oaklawn-Sunview, KS

The mission of Lendersa® is to secure the optimal USDA or FHA loan for you rapidly and effortlessly. Choose from three starter options to connect with suitable lenders and USDA loan alternatives.

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Understanding USDA Loans in KS

The USDA home loan, guaranteed by the United States Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, primarily accessible in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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