USDA Vs. FHA Pro and Con comparison in Oaklawn-Sunview, Sedgwick County, KS

For 2025, the USDA loan threshold in Oaklawn-Sunview, located in Sedgwick county, KS, is set at $336,500, while the FHA limit for a single-family residence is $472,030.

To assess the most favorable USDA versus FHA rates available today, you can utilize the Lendersa® USDA loan calculator. This tool assists in determining the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans in a comparative view, allowing you to choose the program that best fits your financial circumstances in Alabama.

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2025 Loan Limits and Downpayment Requirements in Oaklawn-Sunview, Sedgwick County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Oaklawn-Sunview, KS

The mission of Lendersa® is to secure the optimal USDA or FHA loan for you rapidly and effortlessly. Choose from three starter options to connect with suitable lenders and USDA loan alternatives.

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Understanding USDA Loans in KS

The USDA home loan, guaranteed by the United States Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, primarily accessible in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ACF Home Loans LLC
  • 1081 North University Boulevard, Suite C, Middletown, OH, 45042
  • ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper. Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
  • Rivertown Community Credit Union
  • 3121 Macatawa Drive SW, Grandville, MI, 49418
  • Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service. We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members