USDA Vs. FHA Pro and Con comparison in Haysville, Sedgwick County, KS

As of 2025, within Haysville in the county of Sedgwick, KS, the loan limit for USDA is $336,500, whereas for FHA, it stands at $472,030 for single-family homes.

To evaluate the best USDA and FHA rates today, you can utilize the Lendersa® USDA loan calculator. Determine necessary income, credit worthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side to help you choose the optimal program in that matches your unique financial needs.

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Details on 2025 Loan Limits and Down Payments in Haysville, County of Sedgwick, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Haysville, KS

At Lendersa®, our objective is to quickly and effortlessly secure the most suitable USDA or FHA loan for you. Start by choosing one of our three pathways leading to matching lenders and details on USDA loan programs.

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Understanding USDA Loans in KS

A USDA home loan is defined as a government-backed loan, typically referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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