USDA Vs. FHA your options comparison in Haysville, Sedgwick County, KS

As of 2025, within Haysville in the county of Sedgwick, KS, the loan limit for USDA is $336,500, whereas for FHA, it stands at $472,030 for single-family homes.

To evaluate the best USDA and FHA rates today, you can utilize the Lendersa® USDA loan calculator. Determine necessary income, credit worthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side to help you choose the optimal program in that matches your unique financial needs.

Explore loan options from our network of 100 lenders

Details on 2025 Loan Limits and Down Payments in Haysville, County of Sedgwick, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Haysville, KS

At Lendersa®, our objective is to quickly and effortlessly secure the most suitable USDA or FHA loan for you. Start by choosing one of our three pathways leading to matching lenders and details on USDA loan programs.

Discover Lendersa's USDA loan matching outcomes

Understanding USDA Loans in KS

A USDA home loan is defined as a government-backed loan, typically referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Preferred Capital
  • 4904 Wheeling Ave, Muncie, IN, 47304
  • Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your
  • First State Bank of Odem
  • 201 Main Street, Odem, TX, 78370
  • First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
  • Jefferson Parish Employees FCU
  • 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
  • At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
  • Louisiana Central Credit Union
  • 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
  • Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
  • OnPath Federal Credit Union
  • 5508 Citrus Blvd, Harahan, LA, 70123
  • At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.
  • Collins State Bank
  • 20741 CTH JJ, Collins, WI, 54207
  • Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
  • Dakota Heritage Bank of North Dakota
  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
  • First Bank of Boaz
  • 124 South Main Street, Boaz, AL, 35957
  • First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.