USDA Vs. FHA your options comparison in Haysville, Sedgwick County, KS

As of 2025, within Haysville in the county of Sedgwick, KS, the loan limit for USDA is $336,500, whereas for FHA, it stands at $472,030 for single-family homes.

To evaluate the best USDA and FHA rates today, you can utilize the Lendersa® USDA loan calculator. Determine necessary income, credit worthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side to help you choose the optimal program in that matches your unique financial needs.

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Details on 2025 Loan Limits and Down Payments in Haysville, County of Sedgwick, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Haysville, KS

At Lendersa®, our objective is to quickly and effortlessly secure the most suitable USDA or FHA loan for you. Start by choosing one of our three pathways leading to matching lenders and details on USDA loan programs.

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Understanding USDA Loans in KS

A USDA home loan is defined as a government-backed loan, typically referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Lending, Inc.
  • 7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
  • Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
  • Farmers Bank and Savings Company
  • 211 West Second Street, Pomeroy, OH, 45769
  • Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
  • Lighthouse Mortgage
  • 932 Hendersonville Rd, Suite 201, Asheville, NC, 28803
  • Lighthouse Mortgage is a Mortgage Lender/Broker licensed in North Carolina. It is our goal to be the best at what we do. We will at all times provide our borrowers with outstanding customer service. We will treat each client with the respect and dignity that we would wish to be treated with.
  • Mountain Lifestyles Mortgage
  • 1200 Bleachery Blvd, Asheville, NC, 28803
  • We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
  • Pickens Federal Credit Union
  • 2111 Gentry Memorial Highway, Pickens, SC, 29671
  • Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
  • The Hocking Valley Bank
  • Stimson & Palmer Streets, Athens, OH, 45701
  • In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
  • OUCU Financial
  • 944 East State Street, Athens, OH, 45701
  • Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Citizens Home Loan LLC
  • 18468 Mack Grosse Pointe, Farms, MI, 48236
  • Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo