USDA and FHA Pro and Con in Haysville, Sedgwick County, KS

As of 2026, within Haysville in the county of Sedgwick, KS, the loan limit for USDA is $336,500, whereas for FHA, it stands at $472,030 for single-family homes.

To evaluate the best USDA and FHA rates today, you can utilize the Lendersa® USDA loan calculator. Determine necessary income, credit worthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side to help you choose the optimal program in that matches your unique financial needs.

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Details on 2026 Loan Limits and Down Payments in Haysville, County of Sedgwick, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Haysville, KS

At Lendersa®, our objective is to quickly and effortlessly secure the most suitable USDA or FHA loan for you. Start by choosing one of our three pathways leading to matching lenders and details on USDA loan programs.

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Understanding USDA Loans in KS

A USDA home loan is defined as a government-backed loan, typically referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Haysville Lenders

  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Lends in Kansas
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.

    Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).

  • Freedom 1st Federal Credit Union
  • 57915 Leavenworth Street, McConnell AFB, KS, 67221
  • Lends in Kansas
  • Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Kansas
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
  • Lends in Kansas
  • Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.

  • Wheat State Credit Union
  • 1400 S Oliver Street, Wichita, KS, 67218
  • Lends in Kansas
  • A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.

  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • Lends in Kansas
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.

    With a mission of improving the lives of members and the communities we serve.

  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Lends in Kansas
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.

  • Catholic Family Federal Credit Union
  • 717 N Socora Street, Wichita, KS, 67212
  • Lends in Kansas
  • Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.

  • Regent Financial Group, Inc
  • 10209 W Central Ave, Suite 1, Wichita, KS, 67212
  • Lends in Kansas
  • "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product.

    Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.