USDA Loan Vs. FHA loan for Independence, KS [Montgomery County ]

For 2025, the USDA loan limit in Independence, within Montgomery county, KS, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates today. Assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial situation in .

Explore USDA and FHA Loan Solutions in Independence, KS

Lendersa® aims to promptly connect you with the best USDA or FHA loans, minus the hassle. Choose from three pathways to match with lenders and discover USDA loan programs.

Introduction to USDA Loans in KS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(704) 409-7998 Lender's profile and map Reviews Gateway Financial Group 8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269 At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success
(704) 375-0183 Lender's profile and map Reviews Charlotte Metro Credit Union 718 Central Avenue, Charlotte, NC, 28204 At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
(704) 582-7870 Lender's profile and map Reviews Piedmont Financial Services LLC 322 Lamar Avenue, Suite 300, Charlotte, NC, 28204 Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
(866) 861-1249 Lender's profile and map Reviews Neighborhood Lender 1200 East Morehead Street, Suite 290, Charlotte, NC, 28204 At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers' needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
7049425332 Lender's profile and map Reviews REI Investment Capital LLC 7014 Garden Terrace Ct, Charlotte, NC, 28210 Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
(704) 341-2333 Lender's profile and map Reviews Quail Hollow Financial Services, Inc. 10015 Park Cedar Drive, Suite 100, Charlotte, NC, 28210 Quail Hollow Financial Services, Inc. was incorporated on May 2, 2001 and began operations as a locally owned mortgage banker/broker in November of 2002. Scott McQuay is the President and owner of the company. He has over 20 years experience in the mortgage industry and is a native to the Charlotte area.
704 817 4920 Lender's profile and map Reviews Finance of America Commercial 6230 Fairview Road, Suite 300, Charlotte, NC, 28210 Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
(704) 991-2828 Lender's profile and map Reviews Uwharrie Bank 141 Providence Rd, Charlotte, NC, 28207 Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
(980) 253-7670 Lender's profile and map Reviews LendScout by American Security Mortgage Corp. 150 Providence Road, Suite 300, Charlotte, NC, 28207 "LendScout by ASMC is a home-finance solutions team based in Charlotte, NC helping you turn your daydreams into your dream home through a seamless lending process. Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
(540) 260-3126 Lender's profile and map Reviews Virginia Community Capital 110 Peppers Ferry Road NW, Christiansburg, VA, 24073 Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
(330) 286-3154 Lender's profile and map Reviews 7 17 Credit Union 3181 Larchmont Ave NE, Warren, OH, 44483 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.