FHA Vs. USDA loan program for Independence, Montgomery County, Kansas

For 2025, the USDA loan limit in Independence, within Montgomery county, KS, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates today. Assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial situation in .

Explore USDA and FHA Loan Solutions in Independence, KS

Lendersa® aims to promptly connect you with the best USDA or FHA loans, minus the hassle. Choose from three pathways to match with lenders and discover USDA loan programs.

Introduction to USDA Loans in KS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(918) 425-1381 Lender's profile and map Reviews Oklahoma Capital Bank 6555 North Peoria Street, Tulsa, OK, 74156 The bank was opened in 1963 with the name First National Bank of Turley, by a group of investors that included John Smith. Mr. Smith saw the need in the community to have a local bank & 50 years later, the Smith family continues to serve the local community. In 1991, the bank became a state charter bank & changed its name to First Bank of Turley.
(918) 254-1444 Lender's profile and map Reviews Triad Bank, National Association 7646 E 61st St, Tulsa, OK, 74153 Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
(918) 430-3500 Lender's profile and map Reviews Encentus Federal Credit Union 1320 S Lewis Avenue, Tulsa, OK, 74104 Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
(918) 622-0900 Lender's profile and map Reviews Cityscape Home Mortgage 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104 Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
(918) 274-0044 Lender's profile and map Reviews Liberty Realty Capital 1611 South Utica, Suite 102, Tulsa, OK, 74104 Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
(918) 584-1091 Lender's profile and map Reviews Money Service inc 801-A S. Detroit Ave, Tulsa, OK, 74120 There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.
(918) 579-7998 Lender's profile and map Reviews Pearl District Federal Credit Union 1635 E 11th Street, Tulsa, OK, 74120 Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.
(844) 825-5399 Lender's profile and map Reviews Vast Bank, National Association 110 N Elgin Ave, Tulsa, OK, 74120 Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service
(918) 587-2461 Lender's profile and map Reviews Sharp Mortgage Corporation 1647 East Third Street, Tulsa, OK, 74120 Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.
(918) 582-1965 Lender's profile and map Reviews First Oklahoma Federal Credit Union 1419 S Denver Avenue, Tulsa, OK, 74119 First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
(316) 733-1375 Lender's profile and map Reviews Andover State Bank 511 North Andover Road, Andover, KS, 67002 We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.