FHA Vs. USDA loan program for Independence, Montgomery County, Kansas

For 2026, the USDA loan limit in Independence, within Montgomery county, KS, is $336,500, while the FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates today. Assess the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial situation in .

Explore USDA and FHA Loan Solutions in Independence, KS

Lendersa® aims to promptly connect you with the best USDA or FHA loans, minus the hassle. Choose from three pathways to match with lenders and discover USDA loan programs.

Introduction to USDA Loans in KS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(925) 837-7752 Lender's profile and map Reviews Commercial Finance USA 2415 San Ramon Valley Bl, Suite 4179, San Ramon, CA, 94853 We are a commercial real estate and business financing company established in 1995, providing Commercial and Construction Financing, and Business Loans in the U.S. and abroad. We have a reputation for extremely competitive interest rates and fast and professional service. Of equal importance, we hold ourselves to the highest.
(404) 721-0177 Lender's profile and map Reviews Castle Brokers Inc 130 Berkeley Place, Fayetteville, GA, 30219 CASTLE BROKERS offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
(925) 683-4460 Lender's profile and map Reviews Noon Financial Services 165 Lucy Lane, San Ramon, CA, 94582-5232 Joe Noon has been a mortgage broker in the San Francisco Bay Area for over 30 years. He started Noon Financial Services in 1994 with the mission to deliver the lowest rate in the shortest time and with the least amount of inconvenience to his borrowers. Joe utilizes the latest technology such as e-sign to process his loans.
(949) 510-9969 Lender's profile and map Reviews USAloans Inc. 36 Heron, Lake Forest, CA, 96230 Founded on the idea of serving others, our beliefs drive who we are and how we serve our customers. USAloans is the modern mortgage lender that is easy, transparent and fully accessible. Our goal is to be the mortgage lender of choice from sea to shining sea, by putting the borrower’s needs before everything else.
(626) 641-4792 Lender's profile and map Reviews M Power Mortgage Inc. 3998 Inland Empire Boulevard, Suite 400, Ontario, CA, 91764-5033 Mpower Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(952) 997-8000 Lender's profile and map Reviews Wings Financial Credit Union 14985 Glazier Avenue, Suite 100, Apple Valley, MN, 55124-6539 Wings Financial was originally chartered by 7 Northwest Airlines employees who recognized the value of a cooperative financial institution where members help each other succeed financially. In this cooperative spirit, Wings is a not-for-profit financial institution where members are also owners.
(678) 467-2330 Lender's profile and map Reviews New Threshold Mortgage Corporation 2500 Caladium Dr NE, Atlanta, GA, 30345-2010 New Threshold Mortgage knows Atlanta and the surrounding areas of Fulton, Cobb, DeKalb, Fayetteville, Coweta, Meriwether, Troop and Gwinnett counties. We know how the expectations of the local REALTORS®, attorneys, appraisers, and so much more. With state-of-the-art technology that makes the loan process easy and fast
8184302606 Lender's profile and map Reviews VGIS INC. 4 OLD MARSH CT, HENDERSON, NV, 90505-3068 VGIS INC., driven by innovation under the leadership of Moshon Reuveni, stands at the forefront of the visual technology sector. With a passion for creativity, VGIS INC. crafts solutions that redefine industry standards, offering transformative experiences that merge functionality with cutting-edge design. Connect with us at 818-430-2606 to explore
818-888-8888 Lender's profile and map Reviews Purple Lion Inc. 8620 Ventura Blvd., Studio City, CA, 91640 Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
(833) 574-0750 Lender's profile and map Reviews Best Capital Funding- Rancho Cucamonga 11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173 Best Capital Funding- Rancho Cucamonga Our mission is to be the premier Mortgage banker in the communities we serve. We are dedicated to promoting the American Dream and devoted to cultivating genuine personal relationships by partnering with our customers to fulfill their unique financial needs.
(907) 225-9063 Lender's profile and map Reviews Tongass Federal Credit Union 2000 Tongass Avenue, Ketchikan, AK, 99901 Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.