USDA VS FHA in Alexandria, Campbell County, KY

In 2025, the USDA loan limit for Alexandria, within the county of Campbell, KY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, determining the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Alexandria, Campbell, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Alexandria, KY

The aim of Lendersa® is to secure the most advantageous USDA or FHA loans promptly and without hassle. Choose one of three starting pathways that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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