USDA Vs. FHA Pro and Con comparison in Independence, Kenton County, KY
In 2025, the USDA loan limit for Independence, in Kenton county, KY, is $336,500, while the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA against FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in Alabama for your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Independence, Kenton, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Independence, KY
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. Available only in rural areas, USDA loans require no down payment, unlike FHA loans that require at least a 3.5% down payment.
RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.
When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.
The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
Whitewater Community Credit Union was originally charted in 1954 by the employees of the National Lead Company (Fernald) in Ross, Ohio. Although the Fernald facility changed names and management through out the years, the credit union remained a constant. In 2002, as closure of Fernald grew closer, the State of Ohio
Founded in 1937 as Seagrams Employees CU. In 2007 we began serving anyone working or residing in Dearborn, Ripley, Switzerland, and Ohio counties.
Community Spirit offers Savings, Checking, IRA's, Christmas Clubs, and Kid's Club accounts.
We offer Share Certificates (CD's), Auto loans, Personal Loans, Vacation Loans, and Christmas Loans
8150 Corporate Park Dr, Suite 200, Cincinnati, OH, 45242
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
4520 Cooper Road, Suite 301, Cincinnati, OH, 45242
McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley.
We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242
Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks.
Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
375 Glen Springs, Suite 150, Springdale, OH, 45246
Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.
6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
