In 2026, the USDA loan limit in Taylor-Mill, Kenton, KY is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program best suited to your financial situation in Alabama.
Check loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our aim is to match you with the best USDA or FHA loan quickly and smoothly. Choose from three start options that connect you with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is government-guaranteed by the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans which demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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