USDA VS FHA in Taylor-Mill, Kenton County, KY

In 2025, the USDA loan limit in Taylor-Mill, Kenton, KY is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program best suited to your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Taylor-Mill, Kenton, KY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Taylor-Mill, KY

At Lendersa®, our aim is to match you with the best USDA or FHA loan quickly and smoothly. Choose from three start options that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, also known as a USDA rural development loan, is government-guaranteed by the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans which demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Franklin Savings Bank
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  • Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
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