USDA Vs. FHA Pro and Con comparison in Cold-Spring, Campbell County, KY
In 2025, the USDA loan cap in Cold-Spring, within Campbell, KY is $285,000, while the FHA limit for a single-family home reaches $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to determine the ideal program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Cold-Spring, Campbell, KY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cold-Spring, KY
Lendersa® aims to quickly match you with the best USDA or FHA loan options, free of hassle. Start by selecting from three pathways that connect you with lenders and USDA loan programs.
A USDA home loan, also known as the USDA rural development loan, is guaranteed by the government through the Department of Agriculture. It is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.
The decades that followed were tremendously successful
ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital.
Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.
8501 Camino Media, Suite 400, Bakersfield, CA, 93311
We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
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Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
Murphy Bank is a bit unusual. Rather than trying to be all things to all people, we do a few things, and we do them well. We help busy farmers and small business owners get loans for new or used machinery and equipment. We make it easy for them to get customized loans and leases for their vehicles
Sierra Mortgage is your premiere mortgage lender located in Fresno, CA. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan.
516 West Shaw Avenue, Suite 200, Fresno, CA, 93704
Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.
