USDA Vs. FHA your options comparison in Crestwood, Oldham County, KY
For 2025, the USDA loan limit in Crestwood, Oldham county, KY, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast the foremost USDA and FHA rates available today. It assists you in gauging the income, credit score, reserves, and necessary documents required for eligibility. Via our sophisticated mortgage calculator, you have the option to evaluate USDA, FHA, Conforming, and VA loans side-by-side, enabling you to ascertain which lending program in Alabama best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Crestwood, Oldham county, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Crestwood, KY
Lendersa® aims to secure the most advantageous USDA or FHA loans swiftly and without complexity. Choose from one of three starting points to align with lenders and find the optimal USDA loan packages.
The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-guaranteed loan provided by the Department of Agriculture. It is available only in rural areas. While FHA loans demand at least a 3.5% down payment, USDA mortgages require none, making them distinct in this aspect.
312 Walnut Street, Suite 1600, Cincinnati, OH, 45202
"JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business.
We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva
St. James Parish Credit Union was founded in 1939. A number of volunteer Board of Directors and Officers have served for decades, providing continuity, direction and expertise for a sound institution. St. James Parish Credit Union is member-owned and a not-for-profit financial institution chartered by the State of Ohio.
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We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220
As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
3900 South Walnut Street, Suite C, Bloomington, IN, 47401
Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
