USDA Vs. FHA Pro and Con comparison in Douglass-Hills, Jefferson County, KY
For the year 2025, the USDA loan limit within Douglass-Hills, county of Jefferson, KY, is $0, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today's leading USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option in for your financial situation.
Loan limits and down payment requirements for 2025 in Douglass-Hills, county of Jefferson, KY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Douglass-Hills, KY
The mission of Lendersa® is to connect you swiftly with the best USDA or FHA loan, without unnecessary hassle. Start by choosing one of three pathways that link you to appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is offered exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.
The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
Peoples Bank is a Kentucky owned community bank founded in 1910. The world has changed a lot since then. One thing that hasn’t changed is the importance of good old fashioned personalized attention. Banking is still a people business that involves relationships, trust and dependability. Our experienced bankers will be happy to assist you with your
Citizens National Bank was formed March 9, 1889 when its shareholders purchased the National Bank of Lebanon and located its operations in a portion of the same building that our present bank occupies. Since its inception, the bank has attempted to serve the needs of all citizens in Lebanon and Marion County.
At Farmers National Bank, we offer hometown banking the way it should be - people you know & trust, who go out of their way to recognize and appreciate you from the minute you walk through our doors. Come visit us and you'll see why we say there's no other bank in this area that has a stronger tradition of service to the local community than we do.
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
