USDA and FHA Pro and Con in Douglass-Hills, Jefferson County, KY
For the year 2025, the USDA loan limit within Douglass-Hills, county of Jefferson, KY, is $0, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today's leading USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option in for your financial situation.
Loan limits and down payment requirements for 2025 in Douglass-Hills, county of Jefferson, KY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Douglass-Hills, KY
The mission of Lendersa® is to connect you swiftly with the best USDA or FHA loan, without unnecessary hassle. Start by choosing one of three pathways that link you to appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is offered exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
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