USDA VS FHA in Douglass-Hills, Jefferson County, KY

For the year 2025, the USDA loan limit within Douglass-Hills, county of Jefferson, KY, is $0, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to weigh today's leading USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option in for your financial situation.

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Loan limits and down payment requirements for 2025 in Douglass-Hills, county of Jefferson, KY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Douglass-Hills, KY

The mission of Lendersa® is to connect you swiftly with the best USDA or FHA loan, without unnecessary hassle. Start by choosing one of three pathways that link you to appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in KY

The USDA home loan, guaranteed by the Department of Agriculture—also called a USDA rural development loan or USDA mortgage—is offered exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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