USDA Loan Vs. FHA loan for Middletown, KY [Jefferson County ]

In 2025, the USDA loan limit for Middletown, situated in Jefferson, KY, is $0. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator allows for side-by-side assessment of USDA, FHA, Conforming, and VA loans, aiding in deciding which program in fits your financial needs best.

Exploring USDA and FHA Loan Options in Middletown, KY

Lendersa® is committed to providing you with the best USDA or FHA loans quickly and without hassle. Select from three starting points to connect with matching lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available in rural areas only. Unlike FHA loans that require a 3.5% down payment, USDA loans require none, simplifying the process for eligible buyers.

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(505) 604-5673 Lender's profile and map Reviews High Desert Home Lending 6417 Pojoaque Dr, Albuquerque, NM, 87120 High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
(505) 830-9685 Lender's profile and map Reviews Premier Mortgage Advisors LLC 6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120 Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
(505) 821-5690 Lender's profile and map Reviews NewCastle Mortgage 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(505) 235-9810 Lender's profile and map Reviews Becky Watkins - Financial Mortgage Solutions 9680-6 Eagle Ranch Road, Albuquerque, NM, 87114 With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
(800) 555-1212 Lender's profile and map Reviews 1 Mortgage LLC 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
(505) 363-1580 Lender's profile and map Reviews Financial Mortgage Solutions LLC 9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114 Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
(505) 866-1470 Lender's profile and map Reviews RPM Lending 526 Sun Ranch Village Loop, Los Lunas, NM, 87031 We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
(505) 864-4740 Lender's profile and map Reviews Railroad Employees Credit Union 300 N 6th Street, Belen, NM, 87002 We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
(307) 655-2291 Lender's profile and map Reviews Cowboy State Bank 515 Dayton Street, Ranchester, WY, 82839 Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
(575) 289-3763 Lender's profile and map Reviews Cuba Credit Union 6347 Main Street, Cuba, NM, 87013 Cuba Credit Union was charted in 1972 as a school-based credit union including Cuba Independent Schools and Jemez Mountain Schools. Over the years, there have been several managers and volunteers elected by the membership. These Managers and Volunteers set the foundation for the Credit Union we have today.
(406) 485-2288 Lender's profile and map Reviews Grasslands Federal Credit Union 320 Main Street, Circle, MT, 59215 Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
(575) 835-1550 Lender's profile and map Reviews First State Bank, New Mexico 103 Manzanares Avenue, Socorro, NM, 87801 It is First State Bank’s mission to provide the highest level of customer satisfaction, and personalized financial solutions through knowledgeable team members, efficient teamwork, and technological advancements while striving for innovative and creative ways to improve procedures and implement products.