USDA Vs. FHA Pro and Con comparison in La-Grange, Oldham County, KY
In 2025, the USDA loan limit in La-Grange, situated in Oldham county, KY, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to compare and contrast today's prime USDA and FHA rates. Discover the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator provides a comprehensive side-by-side analysis of USDA, FHA, Conforming, and VA loans. This aids you in determining which program in is best suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in La-Grange, Oldham, KY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Grange, KY
Lendersa® is dedicated to promptly securing the best USDA or FHA loans for you with no hassle. Choose one of three initial options to discover matching lenders and USDA loan programs tailored to meet your needs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It is specifically available in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require none, making homeownership more attainable in the eligible areas listed.
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
13520 California Street, Suite 250, Omaha, NE, 68154
Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
