USDA and FHA Pro and Con in Fort-Mitchell, Kenton County, KY
In 2025, the USDA loan limit for Fort-Mitchell, located in the county of Kenton, KY, is determined to be $285,000. Meanwhile, for a single-family home, the FHA limit is set at $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate and compare today's premium USDA versus FHA rates. Identify your required income, credit standings, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays a comprehensive side-by-side view of USDA, FHA, Conforming, and VA options, helping you to decisively determine which program in is best suited for your specific financial landscape.
2025 Loan Limits and Down Payment Requirements in Fort-Mitchell, Kenton, KY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Fort-Mitchell, KY
The commitment of Lendersa® is to seamlessly secure for you the most favorable USDA or FHA loans, ensuring prompt and hassle-free service. Choose from one of three initial strategies to engage with compatible lenders and explore USDA loan programs precisely tailored to your needs.
The USDA home loan, alternatively called the USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. Targeted for rural neighborhoods, this loan requires no down payment, contrasting with FHA loans which mandate a minimum of 3.5% down payment. This feature makes USDA loans a compelling choice for eligible borrowers looking to achieve homeownership without the initial financial burden typically associated with a down payment.
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
5001 California Ave, Suite 218, Baskersfield, CA, 93309
Dream House Lending is the place for you. We make it easy and fast to get pre-approved for your loan. You can apply online or over the phone in just minutes, so there’s no reason not to! Plus, we have a network of lenders that are ready to help you.
Our lenders will work with you every step of the way – from finding out what kind of home loan wo
4560 California Ave, Suite 300, Bakersfield, CA, 93309
Cornerstone Mortgage is a locally owned and operated company with over twenty five years of experience in the lending industry. We offer a variety of loan products to fit our client’s specific needs. Each client is different and their lifestyles require special planning. We are dedicated to helping our clients choose the right loan.
1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.
5060 California Ave, Suite 1090-F, Bakersfield, CA, 93309
The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage
5001 California Avenue, Suite 200, Bakersfield, CA, 93309
Agape Mortgage provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals.The loan process can be a source of anxiety.
Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau
