FHA Vs. USDA loan program for Fort-Wright, Kenton County, Kentucky

In 2025, for Fort-Wright in Kenton, KY, the USDA loan limit is $285,000, whereas for a single-family home, the FHA limit stands at $356,362.

Use Lendersa®'s USDA loan calculator to compare today's USDA and FHA best rates, and determine the required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, helping you choose the most suitable one in for your financial needs.

Exploring USDA and FHA Loan Options in Fort-Wright, KY

Lendersa® aims to quickly find you the best USDA or FHA loan without complication. Start with one of three options to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan, supported by the Department of Agriculture—known as the USDA rural development loan or USDA mortgage—is available only in rural areas. It does not require a down payment, unlike FHA loans, which need at least 3.5%.

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(937) 833-2176 Lender's profile and map Reviews The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(502) 255-3287 Lender's profile and map Reviews Bedford Loan & Deposit Bank 45 Highway 42 East, Bedford, KY, 40006 Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
(937) 223-2828 Lender's profile and map Reviews Freedom 1st Credit Union 1645 Webster Street, Dayton, OH, 45404 As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.
(877) 912-8009 Lender's profile and map Reviews myCUmortgage 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431 myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
(937) 236-2562 Lender's profile and map Reviews DayMet Credit Union 4988 Wagner Ford Road, Dayton, OH, 45414 DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
(937) 643-2160 Lender's profile and map Reviews Day Air Credit Union 3434 York Commons Blvd, Dayton, OH, 45414 Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
(937) 264-9150 Lender's profile and map Reviews C & G Mortgage 4165 Little York Rd., Dayton, OH, 45414 At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle
(859) 699-9500 Lender's profile and map Reviews Just 4 You Home Loans 110 E Main St, Suite 107, Georgetown, KY, 40324 Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).
(937) 544-2361 Lender's profile and map Reviews The National Bank of Adams County of West Union 218 N. Market St., West Union, OH, 45693 The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
(765) 962-2581 Lender's profile and map Reviews First Bank Richmond, National Association 20 North 9th Street, Richmond, IN, 47374 First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
(765) 935-2490 Lender's profile and map Reviews WUFFACE Federal Credit Union 400 North A Street, Richmond, IN, 47374 WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.