USDA Vs. FHA your options comparison in Park-Hills, Kenton County, KY

In 2025, the USDA loan limit in Park-Hills, found in Kenton County, KY, amounts to $285,000, whereas the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates, figuring out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program in for your unique financial situation.

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2025 Loan Limits and Down Payment Requirements in Park-Hills, Kenton County, KY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Park-Hills, KY

At Lendersa®, our aim is to provide you with the optimal USDA or FHA loan, quickly and without hassle. Choose from one of three starting points leading to matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan, secured by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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