In 2026, the USDA loan limit in Wilder, situated in the county of Campbell, KY, is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.
With the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates, determining the income, credit score, reserves, and documents required for qualification. By using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, ensuring you select the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to provide you with the best USDA or FHA loan as efficiently and seamlessly as possible. Select one of three starting points that lead to lender matches and USDA loan options.
A USDA home loan, ensured by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is accessible only in designated rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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