USDA Vs. FHA Pro and Con comparison in Wilmore, Jessamine County, KY
In the year 2025, the USDA loan limit for Wilmore, positioned in Jessamine county, KY, is set at $336,500. On the other hand, for a single-family home, the FHA loan limit is established at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA versus FHA rates, and determine the income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program tailored for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Wilmore, Jessamine, KY
Loan Type
Loan Limit
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Options in Wilmore, KY
The aim of Lendersa® is to secure the most advantageous USDA or FHA loans for you quickly and without unnecessary hassle. Select one of three introductory strategies to connect with matching lenders and discover USDA loan programs specifically designed to meet your goals.
The USDA home loan, commonly known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. Exclusively available in rural neighborhoods, this loan requires no down payment, contrasting with FHA loans that demand at least a 3.5% down payment. By eliminating the need for initial payment, USDA loans make homeownership attainable for a wider audience in rural areas.
Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.
Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
400 Russell Avenue, Building 509, New Orleans, LA, 70143
NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
6425 Youree Drive, Suite 100, Shreveport, LA, 71105
"We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.
Our company was established with a mission to fulfill two goals that all great organizations have in com
7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.
6425 Youree Drive, Suite 590, Shreveport, LA, 71105
Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,
7607 Fern Avenue, Suite 1102, Shreveport, LA, 71105
We offer Competitive Interest Rates, Low Closing Costs, and Quick Turn Times. Our job is to serve you personally. Call or stop by our office today and let one of our Loan Professionals serve you. We look forward to hearing from you soon! A home loan is one of the biggest financial decisions that you will make,
ANECA Federal Credit Union has been serving the Shreveport/Bossier City area since 1939. While we do offer a variety of products and services, it is our commitment to financial well-being that makes us unlike any other financial institution. Our members are part of our family. We believe that by improving their financial lives we are helping our co
