USDA VS FHA in Nicholasville, Jessamine County, KY
In 2025, the USDA loan cap in Nicholasville, county of Jessamine, KY, is $336,500. In contrast, the FHA limit for a single-family home is $472,030, providing two distinct financing thresholds for potential homeowners.
Utilize the Lendersa® USDA loan calculator to compare today’s premier USDA vs. FHA rates. This tool is crucial in determining the necessary income, credit standing, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program in Alabama for your specific financial circumstances.
Understanding Loan Limits and Downpayment Requirements for 2025 in Nicholasville, Jessamine, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Nicholasville, KY
The goal of Lendersa® is to secure the ideal USDA or FHA loan for you swiftly, ensuring a quick and hassle-free process. Select one of three starting points that align you with matching lenders and the most fitting USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural neighborhoods, providing a unique opportunity for eligible borrowers. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment, making them an attractive option for qualifying individuals looking to purchase homes in rural areas.
The Town of Hempstead Employees Federal Credit Union
1830 Grand Avenue, Baldwin, NY, 11510
The Town of Hempstead Employees Federal Credit Union was born in 1963, when ten men envisioned a need for their fellow workers and families. These ten men; Jerome Lowenthal, Andrew J. Parise, Paul Satz, Joseph J. Zaharis, Abram C. Williams, Quentin D. Suits, Frank J. Vurture, Gerard J. Venter, Robert J. Scaramuccia, Robert G. Smith, personified the
At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.
Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.
Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan
"Continental Mortgage Company was established in 1998, with the vision of helping borrowers navigate through the often complex real estate process.
Its founders envisioned a mortgage company where borrowers not only received the best deal for their individual needs, but were educated and informed about the real estate process."
Harrison Teachers Federal Credit Union has been open since 1938. The credit union has assets totaling $1.78 Million and provides banking services to more than 300 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Heart Center Federal Credit Union has been open since 1976. The credit union has assets totaling $23.8 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
