USDA Vs. FHA Pro and Con comparison in Nicholasville, Jessamine County, KY
In 2025, the USDA loan cap in Nicholasville, county of Jessamine, KY, is $336,500. In contrast, the FHA limit for a single-family home is $472,030, providing two distinct financing thresholds for potential homeowners.
Utilize the Lendersa® USDA loan calculator to compare today’s premier USDA vs. FHA rates. This tool is crucial in determining the necessary income, credit standing, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the most suitable program in Alabama for your specific financial circumstances.
Understanding Loan Limits and Downpayment Requirements for 2025 in Nicholasville, Jessamine, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Nicholasville, KY
The goal of Lendersa® is to secure the ideal USDA or FHA loan for you swiftly, ensuring a quick and hassle-free process. Select one of three starting points that align you with matching lenders and the most fitting USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural neighborhoods, providing a unique opportunity for eligible borrowers. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment, making them an attractive option for qualifying individuals looking to purchase homes in rural areas.
1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
12423 Kittridge Street, North Hollywood, CA, 91606
CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.
