USDA Vs. FHA your options comparison in Versailles, Woodford County, KY
For 2025, the USDA loan cap in Versailles, county of Woodford, KY, is $336,500, contrasted with the FHA limit of $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast today’s best USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation to qualify. Utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to conclude which plan in aligns well with your personal financial landscape.
2025 Loan Maximums and Down Payment Requirements in Versailles, Woodford, KY
Loan Category
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Lending Options in Versailles, KY
Lendersa® aspires to promptly facilitate you with the most equitable USDA or FHA loan seamlessly. Initiate one of three approaches to connect with lenders and review USDA loan offerings.
The USDA home loan, known as the USDA mortgage or USDA rural development loan, is backed by the government Department of Agriculture and is accessible solely in rural locales. Contrary to FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment, facilitating easier home acquisition.
At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.
Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.
9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing
Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.
12700 Townepark Way, Suite 317, Louisville, KY, 40243
L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
913 Lily Creek Road, Suite 201, Louisville, KY, 40243
Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
