USDA Loan Vs. FHA loan for Versailles, KY [Woodford County ]

In 2025, USDA loan limit in Versailles, county of Woodford, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Versailles, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(325) 670-2429 Lender's profile and map Reviews First Abilene Federal Credit Union 3324 Catclaw Drive, Abilene, TX, 79606 First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
(325) 795-1000 Lender's profile and map Reviews Love & Love Mortgage, Inc. 3102 South Clack St, Abilene, TX, 79606 Love & Love Mortgage Inc. is a privately owned mortgage lender with a combined 47 years of mortgage loan experience in Texas. Customer satisfaction is our number one priority. We value your trust in us and will work hard to make the mortgage process easy and pleasant. We are always just a phone call away.
(325) 691-2300 Lender's profile and map Reviews Communities of Abilene Federal Credit Union 3661 N 6th Street, Abilene, TX, 79603 Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
(325) 673-5100 Lender's profile and map Reviews McKinney Investment 3428 N. 1st, Abilene, TX, 79603 In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help. Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
(830) 672-8585 Lender's profile and map Reviews Sage Capital Bank 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629 Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
(207) 945-6264 Lender's profile and map Reviews Changing Seasons FCU 115 Mecaw Road, Hampden, ME, 04444 People often say the only constant in life is change. But as a member of Changing Seasons Federal Credit Union, you’ve got another constant: us. We’re here to help you embrace whatever life brings your way, with the financial products you need, the ease of access and mobile technology you want, and the personal service you deserve.
(207) 862-6500 Lender's profile and map Reviews Maine Savings Federal Credit Union 101 Western Ave, Hampden, ME, 04444 Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
(207) 862-2876 Lender's profile and map Reviews CUSO Home Lending 101 Western Ave, Hampden, ME, 04444 CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.
(325) 247-5741 Lender's profile and map Reviews Arrowhead Bank 108 West Sandstone Street, Llano, TX, 78643 Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
(325) 247-5701 Lender's profile and map Reviews Llano National Bank 1001 Ford Street, Llano, TX, 78643 Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
(701) 252-0360 Lender's profile and map Reviews First Community Credit Union 111 9th Street SW, Jamestown, ND, 58401 Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.