USDA VS FHA in Central-City, Muhlenberg County, KY
In 2025, the USDA loan limit for Central-City, located in the county of Muhlenberg, KY, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and differentiate today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Central-City, Muhlenberg, KY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Central-City, KY
The mission of Lendersa® is to provide you with the most suitable USDA or FHA loans efficiently and without hassle. Choose from one of three starting points to connect with compatible lenders offering USDA loan programs tailored to your needs.
A USDA home loan, formally known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. Available solely in rural neighborhoods, it does not require any down payment, contrary to FHA loans which need a minimum of 3.5% down payment. This makes USDA loans a practical option for facilitating homeownership for those in eligible rural areas.
1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
One Belvedere Place, Suite 300, Mill Valley, CA, 94941
Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.
West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,
Bridgeway Associates is a independent real estate brokerage firm, practicing in the San Francisco Bay Area, with an emphasis on individual attention and personalized service. Bridgeway combines traditional business best practices with proven Internet strategies to expedite and maximize results for your real estate transactions.
Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.
evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
WCLA Credit Union is committed to providing competitive dividends on deposit accounts and reasonable rates on loans. The money that members deposit into the credit union goes straight back to the logging and timber industry through business loans that finance the purchase of vital equipment.
We promise our credit unions and their members professional, accurate and efficient service. We value each and every relationship and we are dedicated to making life easier for our credit unions and their members. We commit ourselves to providing a service-first, competitive and compliant mortgage servicing solution for the credit union industry.
St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
