USDA VS FHA in Central-City, Muhlenberg County, KY

In 2025, USDA loan limit in Central-City, county of Muhlenberg, KY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Central-City, county of Muhlenberg, KY

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Central-City, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • i3 Bank
  • 12212 North 156th Street, Bennington, NE, 68007
  • i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe
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  • 613 Canal Blvd, Thibodaux, LA, 70301
  • American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
  • Cedotal Mortgage
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  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
  • Foundation One Bank
  • 23804 Cedar Drive, Waterloo, NE, 68069
  • Our Mission is to provide an unexpected experience by offering exceptional, personalized service and valuable financial advice. Since 1905 our bank has continually existed and served the residents around Douglas County Nebraska. Our focus has been to provide an unexpected financial experience by offering exceptional, personal service.
  • Transit Employees Federal Credit Union
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  • Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
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  • 151 N Main Street, Wichita, KS, 67202
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  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
  • Kanza Bank
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  • KANZA Bank is a family-owned community bank founded in 1905 by Kansas farmers, ranchers and businessmen. Now in its second century of serving customers, KANZA Bank has locations in Kingman, Anthony, Wichita and Hutchinson. Today, KANZA Bank is led by a fifth generation of Boyers, John E. Boyer IV, Chairman; and Clark E. Boyer, CEO/President
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  • CCFBank
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  • At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.