USDA Vs. FHA Pro and Con comparison in Greenville, Muhlenberg County, KY

In 2025, the USDA loan limit in Greenville, Muhlenberg county, KY, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in Alabama for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Greenville, Muhlenberg, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, KY

At Lendersa®, the aim is to secure the best USDA or FHA loans swiftly and without hassle. Choose from three starting options that match you with lenders entering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan, backed by the Department of Agriculture, sometimes called the USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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