USDA VS FHA in Greenville, Muhlenberg County, KY

In 2026, the USDA loan limit in Greenville, Muhlenberg county, KY, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in Alabama for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Greenville, Muhlenberg, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, KY

At Lendersa®, the aim is to secure the best USDA or FHA loans swiftly and without hassle. Choose from three starting options that match you with lenders entering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan, backed by the Department of Agriculture, sometimes called the USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Greenville Lenders

  • Lewisburg Banking Company
  • 287 North Main St, Lewisburg, KY, 42256
  • Lends in Kentucky
  • Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000.
    An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.

  • The Sacramento Deposit Bank
  • 335 Main Street, Sacramento, KY, 42372
  • Lends in Kentucky
  • The Sacramento Deposit Bank was given a first authorization on October 14, 1895 by and between J.T. Morehead, Wilson & Gabbert, Coffman Brazzell Company, J.R. Vickers, G. Quisenberry, Gish and Igleheart, Wm. Jagoe Sr, T.W. Whitmer, A.J. Milan, J.A. Shutt, G.W. Martin, all of McLean County, Kentucky

  • Regional Medical Center EFCU
  • 200 Clinic Drive, Madisonville, KY, 42431
  • Lends in Kentucky
  • RMC Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the RMC Employees Federal Credit Union will continue a sound yet progressive asset management strategy

  • First United Bank and Trust Company
  • 162 North Main Street, Madisonville, KY, 42431
  • Lends in Kentucky
  • First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.

  • Franklin Financial Group
  • 329 North Main Street, Madisonville, KY, 42431
  • Lends in Kentucky
  • Working together, we have a common focus – a personal interest in meeting all your investment, insurance, financial planning, and retirement needs as they change throughout your lifetime. When you are a client of Franklin Financial Group, our goal is treat you like one of the family.

  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Lends in Kentucky
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.

  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Lends in Kentucky
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.

  • United Southern Bank
  • 1813 East 9th St, Hopkinsville, KY, 42241
  • Lends in Kentucky
  • United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts

  • Morgantown Bank & Trust
  • 201 N Main Street, Morgantown, KY, 42261
  • Lends in Kentucky
  • Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.