USDA Vs. FHA Pro and Con comparison in Middlesborough, Bell County, KY
In 2025, within Middlesborough, located in the county of Bell, KY, the USDA loan cap is $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to weigh today’s leading USDA versus FHA rates. Figure out the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Middlesborough, Bell, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Middlesborough, KY
The target of Lendersa® is to swiftly connect you with the most competitive USDA or FHA loans with no hassle. Choose one of three paths to find matching lenders and USDA loan programs.
A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is intended solely for rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Fraternal Order of Police Federal Credit Union was incorporated May 26, 1941 with $15, 000 capital. The operations began in the back pocket of an officer. Things change! One thing that hasn’t is our commitment & dedication to you the member. You are an owner or partner in this not for profit, not for charity, but for service financial institution.
Members First Federal Credit Union was chartered in 1951 as a Safeway Credit Union. In 1998 the Board of Directors made a business decision to apply to the National Credit Union Administration for a community charter to serve the East Central High School District. The charter was granted in late 1998 to enable the credit union to serve.
For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.
The Hometown Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
481 SW Port St. Lucie Blvd., Suite A, Port Saint Lucie, FL, 34953
We work as an incredible Mortgage Consulting team to guide each of our clients in a very personalized manner to help them arrive at the best decision for their specific Lending needs and future plans in regards to their Home Loan choices or Commercial Loan / Business Investments.
Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
646 Plank Road, Suite 102, Clifton Park, NY, 12065
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