In 2025, within Manchester, located in Clay, KY, the limit for USDA loans is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's optimal USDA and FHA rates. It will help you understand the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you get the opportunity to compare USDA, FHA, Conforming, and VA loans side-by-side to determine the most suitable program in Alabama for your specific financial requirements.
Loan Limits and Down Payment Requirements for 2025 in Manchester, Clay, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Manchester, KY
The purpose of Lendersa® is to swiftly secure the most favorable USDA or FHA loans without complications. Start by selecting one of three initial strategies to pair with lenders and find suitable USDA loan options.
A USDA home loan, secured by the Department of Agriculture, known as either the USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
We believe in the credit union philosophy of "Not for Profit, Not for Charity, But for Service". We are a member of the Minnesota Credit Union Network of Credit Unions. Other credit unions our size are surprised at the number of services we offer. Members tell us that using the credit union is a great convenience and time saver.
6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
