For 2025, the USDA loan limit in Barbourville, located in the county of Knox, KY, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top rates for USDA and FHA, and determine the necessary income, credit, savings, and paperwork to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in
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| Type of Loan | Maximum Limit | Required Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to helping you swiftly secure the optimal USDA or FHA loan with minimal hassle. Begin by choosing one of three paths to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is strictly available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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