FHA Vs. USDA loan program for Barbourville, Knox County, Kentucky

For 2025, the USDA loan limit in Barbourville, located in the county of Knox, KY, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top rates for USDA and FHA, and determine the necessary income, credit, savings, and paperwork to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best program in to suit your financial needs.

Explore USDA and FHA Loan Options in Barbourville, KY

Lendersa® is dedicated to helping you swiftly secure the optimal USDA or FHA loan with minimal hassle. Begin by choosing one of three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

The USDA home loan is backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is strictly available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

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(270) 384-2265 Lender's profile and map Reviews United Citizens Bank of Southern Kentucky 700 Jamestown Street, Columbia, KY, 42728 United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
(270) 384-6433 Lender's profile and map Reviews Bank of Columbia 144 Public Square, Columbia, KY, 42728 Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.
(270) 385-9577 Lender's profile and map Reviews Kessler Mortgage LLC 3475 Milltown Road, Columbia, KY, 42728 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
(865) 453-2650 Lender's profile and map Reviews SmartBank 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863 SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
(859) 885-9481 Lender's profile and map Reviews Farmers Bank Jessamine County 200 North Main Street, Nicholasville, KY, 40356 One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.
(859) 744-9400 Lender's profile and map Reviews Peoples Exchange Bank 101 North Main Street, Winchester, KY, 40391 Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
(270) 864-2323 Lender's profile and map Reviews Citizens Bank of Cumberland County, Inc. 209 Keen Street, Burkesville, KY, 42717 Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
(423) 783-1000 Lender's profile and map Reviews Andrew Johnson Bank 124 North Main Street, Greeneville, TN, 37743 At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
(423) 638-4154 Lender's profile and map Reviews Greeneville Federal Bank 101 W. Summer Street, Greeneville, TN, 37743 Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.
(866) 378-9500 Lender's profile and map Reviews Bank of Tennessee 301 E Center St, Kingsport, TN, 37660 Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
(423) 212-5047 Lender's profile and map Reviews TriCities Mortgage Group 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660 Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
(800) 999-2328 Lender's profile and map Reviews Eastman Credit Union 2021 Meadowview Lane, Kingsport, TN, 37660 Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.