In 2025, the USDA loan cap in Corbin, Whitley, KY is $336,500, compared to the FHA limit of $472,030 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the most suitable program for your financial conditions in Alabama.
Compare offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly connect you with the ideal USDA or FHA loan minus the hassle. Start by choosing one of our three pathways, each linking you to lenders offering USDA financing.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas and do not require a down payment, unlike FHA loans with a 3.5% minimum down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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