USDA Vs. FHA your options comparison in Corbin, Whitley County, KY

In 2025, the USDA loan cap in Corbin, Whitley, KY is $336,500, compared to the FHA limit of $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the most suitable program for your financial conditions in Alabama.

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2025 Loan Limits & Down Payment Requirements in Corbin, Whitley, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Corbin, KY

Lendersa® aims to swiftly connect you with the ideal USDA or FHA loan minus the hassle. Start by choosing one of our three pathways, each linking you to lenders offering USDA financing.

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Understanding USDA Loans in KY

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are exclusive to rural areas and do not require a down payment, unlike FHA loans with a 3.5% minimum down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team Heard
  • 2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
  • Gold Financial Services
  • 2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
  • Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.
  • Bar Harbor Bank & Trust
  • 82 Main St, Bar Harbor, ME, 04609
  • Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
  • Bar Harbor Savings & Loan Association
  • 103 Main Street, Bar Harbor, ME, 04609
  • Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members. Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.
  • MDI Mortgage Group
  • 59 Cottage Street, Bar Harbor, ME, 04609
  • MDI Mortgage Group a proven, sound choice for you when selecting your home financing partner? Our satisfied clientele ranges from the first-time homebuyer to the luxury home owner because we are focused on results, and you, We will offer you an extensive array of mortgage loan programs which are designed to provide you with the best
  • Crockett National Bank
  • 8018 Broadway St, San Antonio, TX, 78209
  • Crockett National Bank assists our customers in reaching their financial goals. We believe in providing our customers with superior service and outstanding financial products. Our success is based on the satisfaction of our customers. Doing business with people who specialize in Texas lending can really make a difference.
  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • 212 Loans LLC
  • 909 NE Loop 410, Suite 100, San Antonio, TX, 78209
  • 212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.
  • Smart Choice Mortgage
  • 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
  • Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • Dakota Heritage Bank of North Dakota
  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.