FHA Vs. USDA loan program for Morganfield, Union County, Kentucky

In 2025, USDA loan limit in Morganfield, county of Union, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Morganfield, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 896-8790 586 miles Lender's profile and map Reviews Mortgage X-Change 400 W Bethany Dr, Suite 130, Allen, TX, 75013 MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
(409) 384-3486 586 miles Lender's profile and map Reviews First National Bank of Jasper 301 East Houston Street, Jasper, TX, 75951 First National Bank of Jasper is located in Jasper, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Jasper has 57 total employees across all of its locations and generates $8.38 million in sales (USD). For over 50 years, First National Bank has provided trustworthy, friendly service.
(703) 883-9010 586 miles Lender's profile and map Reviews First Savings Mortgage Corporation 8444 Westpark Drive The Fourth Floor, Mc Lean, VA, 22102 FSMC is a private lender for residential financing. We are committed to supporting and helping individuals and families achieve their dream of homeownership in Virginia. We use new and innovating technology to make the application and overall loan process as smooth as possible for each client.
(240) 912-6290 586 miles Lender's profile and map Reviews Sunny Lending LLC 839-b Quince Orchard Blvd, Gaithersburg, MD, 20878 Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.
(240) 833-1453 586 miles Lender's profile and map Reviews Eagle Creek Mortgage 656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878 At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.
(757) 685-1845 586 miles Lender's profile and map Reviews Eagle Creek Mortgage, LLC 2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878 Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.
(301) 869-6000 586 miles Lender's profile and map Reviews Fidelity Direct Mortgage LLC 555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878 FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.
202-257-1500 586 miles Lender's profile and map Reviews Equity Lending, Inc 839 L Quince Orchard Blvd, Gaithersburg, MD, 20878 "We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing. Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."
301 519 1558 586 miles Lender's profile and map Reviews New Funding Resources, LLC 806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878 We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci
(703) 992-8750 586 miles Lender's profile and map Reviews Washington Mortgage Group, Inc. 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(703) 941-4022 586 miles Lender's profile and map Reviews Finance USA Corporation 6924 A Little River Turnpike, Annandale, VA, 22003 Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.