USDA Vs. FHA your options comparison in Morganfield, Union County, KY
In 2025, the USDA loan limit in Morganfield, Union county, KY, is $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to assess the benefits of today's USDA versus FHA rates and identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator shows you USDA, FHA, Conforming, and VA side by side to decide the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Morganfield, Union, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Morganfield, KY
Lendersa® aims to connect you with the best USDA or FHA loan quickly and efficiently. Choose one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan, is available only in rural areas. In contrast to FHA loans that need a minimum 3.5% down payment, USDA loans do not require a down payment.
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