FHA Vs. USDA loan program for Morganfield, Union County, Kentucky

In 2025, USDA loan limit in Morganfield, county of Union, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Morganfield, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 293-9991 610 miles Lender's profile and map Reviews First Funding Inc 9701 Apollo Drive, Suite 495, Largo, MD, 20774 "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
(402) 586-2266 610 miles Lender's profile and map Reviews Commercial State Bank 519 East Broadway, Wausa, NE, 68786 Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
(972) 259-1233 610 miles Lender's profile and map Reviews Irving City Employees Federal Credit Union 1408 W Pioneer Drive, Irving, TX, 75061 Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
(972) 249-5763 610 miles Lender's profile and map Reviews Dynamic Mortgage Limited Liability Company 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061 Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance
(585) 593-4959 610 miles Lender's profile and map Reviews Alco Federal Credit Union 2859 Lindy Lane, Wellsville, NY, 14895 The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
(972) 218-9266 610 miles Lender's profile and map Reviews Corner Stone Credit Union 130 Historic Town Square, Lancaster, TX, 75146 Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
(580) 228-2326 610 miles Lender's profile and map Reviews The First Farmers National Bank of Waurika 319 E D Ave, Suite 3227, Waurika, OK, 73573 With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
(904) 764-4591 611 miles Lender's profile and map Reviews Farmers Federal Credit Union 6611 Dunn Ave, Jacksonville, FL, 32218 The American farmer has always been known for honesty, hard work, and helping out their neighbor. Those values were the foundation of our credit union back in 1934 when a group of local farmers came together and built a place to save their money and make loans to one another. WE ARE HERE TO SERVE YOU AND ALL OF YOUR FINANCIAL NEEDS!
(605) 339-2152 611 miles Lender's profile and map Reviews CU Mortgage Direct, LLC 5010 S Solberg Ave, Sioux Falls, SD, 57108 CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
(605) 782-8108 611 miles Lender's profile and map Reviews First Bank & Trust 2300 W 57th St, Sioux Falls, SD, 57108 Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
(605) 665-7432 611 miles Lender's profile and map Reviews First Dakota National Bank 6109 S. Old Village Pl, Sioux Falls, SD, 57108 First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.