USDA VS FHA in Murray, Calloway County, KY

In the year 2025, the USDA loan limit for Murray, county of Calloway, KY, is determined to be $336,500. Meanwhile, the FHA loan limit for a single-family home is set at $472,030, offering distinct benchmarks for homebuyers in this region.

Leverage the Lendersa® USDA loan calculator to effectively compare today’s best USDA versus FHA rates. This comprehensive tool helps you determine the necessary income, credit standing, reserves, and documents required to qualify. With our advanced mortgage calculator, seeing the USDA, FHA, Conforming, and VA options side by side, you can identify the best program for your financial requirements in Alabama.

Explore a wide variety of loan offers from a selection of 100 lenders

Exploring Loan Limits and Downpayment Requirements for 2025 in Murray, Calloway, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Understanding USDA and FHA Loan Options in Murray, KY

The mission of Lendersa® is to secure the ideal USDA or FHA loan for you quickly and without hassle. Choose one of three pathways designed to connect you with matching lenders and USDA loan programs tailored to fit your personal requirements.

Lendersa USDA loan request and matching results

What is a USDA Loan in KY?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also commonly known as a USDA rural development loan or USDA mortgage. Available exclusively in rural neighborhoods, this loan provides a unique opportunity for those eligible. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them especially attractive for buyers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fifth Federal Mortgage Corporation
  • 1905 Ferbrook Ave, Feasterville Trevose, PA, 19053
  • At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.
  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.
  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.
  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding? Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.
  • Benchmark Mortgage
  • 2572 Route 9, Ocean View, NJ, 08230
  • At Benchmark Mortgage we specialize in ALL areas of residential and commercial real estate financing. We offer mortgage programs suited for first time home buyers, the experienced property investor as well as builders and small business owners. We have access to short term construction and rehab loans.
  • BREEZY MORTGAGE LLC
  • 8 Dana Ave, Ocean View, NJ, 8230
  • Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Bivins Federal Credit Union
  • 9309 W CIG Road, Suite A, Masterson, TX, 79058
  • Bivins Federal Credit Union has been open since 1940. The credit union has assets totaling $6.57 Million and provides banking services to more than 500 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • BizLender LLC
  • 3220 Tillman Drive, Suite 200, Bensalem, PA, 19020
  • BizLender is a leading provider of alternative funding solutions to U.S. businesses. Comprised of a team of experienced professionals that work with integrity and accountability. We value the individuality of each business and promise to put the needs of our customers first. BizLender consistently works to shorten the funding process.
  • Centric Mortgage LLC
  • 550 State Road, Suite 214, Bensalem, PA, 19020
  • Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more