USDA and FHA Pro and Con in Benton, Marshall County, KY

In 2025, the USDA loan limit for Benton in Marshall, KY, is $336,500 whereas the FHA limit is $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA vs FHA rates. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans to aid in deciding which program in Alabama suits your financial needs best.

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Loan Limits and Down Payment Requirements for 2025 in Benton, Marshall, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Benton, KY

Lendersa® aims to quickly obtain the best USDA or FHA loan for you, hassle-free. Choose one of three starting points that pair you with matching lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in KY?

A USDA home loan, backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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