USDA Vs. FHA your options comparison in Benton, Marshall County, KY
In 2026, the USDA loan limit for Benton in Marshall, KY, is $336,500 whereas the FHA limit is $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA vs FHA rates. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans to aid in deciding which program in Alabama suits your financial needs best.
Loan Limits and Down Payment Requirements for 2026 in Benton, Marshall, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Benton, KY
Lendersa® aims to quickly obtain the best USDA or FHA loan for you, hassle-free. Choose one of three starting points that pair you with matching lenders and the right USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans need no down payment.
Community Financial Services Bank (CFSB) was the first bank established in Marshall County in 1890. We currently serve 4 main market regions with 6 banking centers. Our community has always come first to us. That's why you, the community members, have been central to forming our mission statement from day one, that continues to this day.
A community credit union serving all of Marshall County and Calloway County. Members enjoy better lending rates and higher interest earned. Compare and save!Facebook is a social network. NEVER disclose any personal banking information here!credit union serving all of Marshall County and Calloway County.
MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.
We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.
Your Hometown Federal Credit Union has been open since 1965. The credit union has assets totaling $27.24 Million and provides banking services to more than 2,000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.
River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
