USDA Vs. FHA Pro and Con comparison in Mayfield, Graves County, KY
In 2025, the USDA loan limit set for Mayfield, located within Graves county, KY, is $336,500. For FHA, the limit on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates. Identify the essential income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables side-by-side viewing of USDA, FHA, Conforming, and VA loans, guiding you to determine the optimal program for your financial framework in .
2025 Loan Limits and Down Payment Requirements in Mayfield, Graves, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Traversing USDA and FHA Loan Options in Mayfield, KY
Lendersa® is committed to swiftly procuring the most advantageous USDA or FHA loans for you, free from hassle. Choose one of three starting methods that link you with compatible lenders and USDA loan programs tailored for your needs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is exclusively available for properties in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment, which facilitates accessible homeownership to eligible rural residents.
Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.
11500 Bee Caves Road, Suite 150, Austin, TX, 78738
Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.
Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.
Home Financing Direct offers the absolute best mortgage interest rates and lowest fees in the industry. In addition, we make the loan process easy and stress free for our customers by using the latest technology and providing world class service. Get your free personalized rate quote today
Charter Lending has been offering lower mortgage rates with superior service in Austin for over 10 years. You always get complete and accurate rates and fees with no cost or obligation. You don’t have to fill out a lot of forms. We value the successful self employed and/or sophisticated borrower.
Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.
2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
