In 2026, for Farley in McCracken, KY, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in Alabama tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Farley, McCracken, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farley, KY
Lendersa® aims to secure the most suitable USDA or FHA loans quickly and effortlessly. Choose from three starting points to get connected with lenders and the right USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.
Since 1955, WBH Employees Federal Credit Union has been serving members with first-class financial services and products. As a member-owned and not-for-profit financial cooperative, the Credit Union operates for just one purpose; to serve the needs of its members-owners. It is this common-bond,
Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
Community Financial Services Bank (CFSB) was the first bank established in Marshall County in 1890. We currently serve 4 main market regions with 6 banking centers. Our community has always come first to us. That's why you, the community members, have been central to forming our mission statement from day one, that continues to this day.
A community credit union serving all of Marshall County and Calloway County. Members enjoy better lending rates and higher interest earned. Compare and save!Facebook is a social network. NEVER disclose any personal banking information here!credit union serving all of Marshall County and Calloway County.
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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