USDA Loan Vs. FHA loan pro & con for Farley, McCracken County, KY

In 2025, USDA loan limit in Farley, county of McCracken, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Farley, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(214) 273-5094 553 miles Lender's profile and map Reviews Las Colinas Federal Credit Union 555 Cimarron Trail, Irving, TX, 75063 The Credit Union was chartered in 1955 by a group of Zale employees and family members. The new credit union was known as Zale Employees Federal Credit Union (ZEFCU). During the ’80s, several smaller credit unions merged with ZEFCU (Optical FCU, Sherwin Williams FCU, Golden Acres FCU, Joske’s Employee’s FCU, and Mary Kay Cosmetics FCU)."
(214) 574-2000 553 miles Lender's profile and map Reviews Mobility Credit Union 8384 North Belt Line Road, Irving, TX, 75063 In 1965, in the lunchroom of the IBM facility located in Dallas at 2911 Cedar Springs, 14 employees met and collectively deposited $150 to start IBM Southwest Employees Federal Credit Union and serve the financial needs of its employees. Over time more locations were added and additional products
(855) 378-6625 553 miles Lender's profile and map Reviews KBHS Home Loans LLC 8650 Freeport Parkway South, Suite 250, Irving, TX, 75063 KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
(888) 480-2432 553 miles Lender's profile and map Reviews Mr. Cooper 4000 Horizon Way, Irving, TX, 75063 We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
(910) 323-9188 553 miles Lender's profile and map Reviews Cape Fear Farm Credit 333 E Russell Street, Fayetteville, NC, 28304 Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
(910) 222-1500 553 miles Lender's profile and map Reviews Bragg Mutual Federal Credit Union 2917 Village Drive, Fayetteville, NC, 28304 We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.
(972) 410-0432 553 miles Lender's profile and map Reviews Chartwell American Mortgage, LLC 800 Parker Square, Suite 205, Flower Mound, TX, 75028 Chartwell American Mortgage We strive to be your home lender for life. When venturing into the home finance arena, you need someone that has the experience and relationships to navigate you through the process. Find out how we can help. and camloans.com is your online resource for personalized mortgage solutions.
(469) 635-7555 553 miles Lender's profile and map Reviews J Philips Mortgage, Inc. 3020 Corporate Court, Suite 500, Flower Mound, TX, 75028 J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.
(281) 444-7071 553 miles Lender's profile and map Reviews Creekview Realty 3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028 Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
(712) 943-5511 554 miles Lender's profile and map Reviews Pioneer Bank 202 1st Street, Sergeant Bluff, IA, 51054 At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!