USDA Vs. FHA Pro and Con comparison in Oak-Grove, Christian County, KY
In 2025, the USDA loan limit for Oak-Grove in Christian, KY, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Employ the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates, as well as to identify the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the right program for your financial needs in Alabama.
Loan limits and down payment requirements in Oak-Grove, Christian, KY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Oak-Grove, KY
Lendersa® is committed to swiftly securing you the optimal USDA or FHA loan without any hassle. Choose from three entry points, each leading to lenders that align with the USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a government-backed option by the Department of Agriculture. It is exclusively available in rural areas. Contrarily, FHA loans require a minimum down payment of 3.5%, unlike USDA loans that require none.
At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.
MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
applicants will receive consideration for employment without regard to race, color, religion, sex, national
origin, age, disability, veteran status or any other legally protected status.
United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Lend Some Money provides fast hard-money loans and commercial lending on real estate property with competitive credit rates and easy terms for purchase and refinance. With over 50 years of combined experience in underwriting, originating and acquiring secured loans, Lend Some Money possesses extensive expertise necessary to competently assist you w
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 Northeast 51st Street, Fort Lauderdale, FL, 33334
Our loan officers are nationally registered and state licensed ensuring you are working with a mortgage professional who knows the market, Florida and National lending laws, and maintains the professional standards required the National Mortgage Licensing System and Florida Office of Financial Regulation.
