In 2025, the USDA loan cap in Russellville, Logan, KY is $336,500, whereas the FHA limit is $472,030 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial situation in Alabama.
Explore loan options from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Our goal at Lendersa® is to connect you quickly to the best USDA or FHA loan options with ease. Choose from one of three paths that align you with lenders offering USDA program loans.
The USDA home loan, or the USDA rural development loan, is a government-backed mortgage by the Department of Agriculture, exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment, providing a significant benefit to qualified applicants in those areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
