USDA and FHA Pro and Con in Fort-Campbell-North, Christian County, KY

In 2025, the USDA loan limit for Fort-Campbell-North, within the county of Christian, KY, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Make use of the Lendersa® USDA loan calculator to assess and contrast the leading USDA and FHA rates today. Identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which option in is ideally suited to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Fort-Campbell-North, Christian, KY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Fort-Campbell-North, KY

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan available, without hassle. Choose one of the three starting points to find matching lenders and programs for USDA loans.

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Understanding USDA Loans in KY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is specific to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, simplifying the path to homeownership for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Austin County State Bank
  • 436 South Front Street, Bellville, TX, 77418
  • ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
  • The First National Bank of Bellville
  • 100 East Main Street, Bellville, TX, 77418
  • First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
  • Texas Mortgage Partners, LLC
  • 436 South Front Street, Bellville, TX, 77418
  • Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
  • Hayward Community Credit Union
  • 15855 US Highway 63, Hayward, WI, 54843
  • Hayward Community Credit Union provides full financial services at two branch locations in Hayward and Cable Wisconsin. Hayward Community Credit Union now serves nearly 7, 500 members in our 7 county membership field to include: Ashland, Barron, Bayfield, Douglas, Rusk, Sawyer and Washburn.
  • Town & Country Bank.
  • 423 Grand Ave, Ravenna, NE, 68869
  • We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.
  • Peoples State Bank of Munising
  • 100 E. Superior St., Munising, MI, 49862
  • On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,
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  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
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  • 104 East Maple Street, Spooner, WI, 54801
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,