USDA Vs. FHA Pro and Con comparison in Shelbyville, Shelby County, KY
In 2025, the USDA loan limit for Shelbyville in the county of Shelby, KY, is determined to be $336,500. For single-family homes, the FHA limit stands at $472,030, providing essential benchmarks for potential homebuyers.
Utilize the Lendersa® USDA loan calculator to effectively compare today's leading USDA versus FHA rates. This tool helps determine the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best financial program in Alabama to suit your specific needs.
2025 Loan Limits and Downpayment Requirements in Shelbyville, Shelby, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Shelbyville, KY
Lendersa® is dedicated to securing the ideal USDA or FHA loan for you efficiently and without delay. Choose from one of three starting paths to get connected with matching lenders and suitable USDA loan programs tailored to fit your requirements.
The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designed specifically for rural neighborhoods. These loans provide a unique chance for eligible borrowers by not requiring any down payment, unlike FHA loans, which mandate a minimum 3.5% down payment.
1st Nor Cal Credit Union is a cooperative financial institution, helping our members achieve their financial goals since 1949. We offer a wide variety of products and services, backed by our commitment to the credit union philosophy, "people helping people". Credit Union is a cooperative financial institution, helping our members achieve their fina
1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.
InterBanc Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
3131 South Bascom Avenue, Suite 210, Campbell, CA, 95008
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.
1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.
Mark Hicks have been in this business for a while now and helping you make the best possible decisions is my number one priority. Accomplished Real Estate and Mortgage Broker skilled at evaluating and marketing commercial and residential investment properties through large scale open houses, comparable property analysis and short sale.
1475 South Bascom Avenue, Suite 211, Campbell, CA, 95008
North First Mortgage Smooth Process. Personalized Service. Independent Broker. Offering California homeowners & buyers a complete mortgage experience, balancing technology to save you time & prompt, personalized service to answer your questions & provide straightforward advice. Our mission is simple: to make you happy.
116 East Campbell Avenue, Suite 5, Campbell, CA, 95008
CTM Pros team has always been dedicated to providing tailor-made mortgages for first-time home Buyers, move-up Buyers and investors, whether it is a purchase loan or refinance. Providing clients with mortgage services that meet the needs of both Buyer and Seller in a competitive market has given us a valuable edge over our competitors.
1875 South Bascom Avenue, Suite 2550, Campbell, CA, 95008
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
