FHA Vs. USDA loan program for Simpsonville, Shelby County, Kentucky

In 2025, USDA loan limit in Simpsonville, county of Shelby, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Simpsonville, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(215) 880-3636 559 miles Lender's profile and map Reviews Philadelphia Mortgage Company, Inc 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002 Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.
(215) 600-3419 559 miles Lender's profile and map Reviews Legacy Capital 921A N Bethlehem Pike, Unit 2, Ambler, PA, 19002 We’ve been financial advisors, note buyers, real estate operators, developers, lenders, educators, advisors, and coaches. But one big passion that has been there throughout everything and has only grown for us over the years is how to utilize finance to grow and scale businesses in a responsible way.
(215) 469-1000 559 miles Lender's profile and map Reviews Centennial Lending Group 1126 Horsham Road, Ambler, PA, 19002 Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years
(215) 542-9900 559 miles Lender's profile and map Reviews LEO MORTGAGE, INCORPORATED 921-A Bethlehem Pike, Suite 208, Ambler, PA, 19002 Leo Mortgage is a family owned and operated full service Mortgage Brokerage dedicated to provided tremendous customer service. When we do a good job for you, we believe you will tell a friend - and that is how our business grows. We are: The Leader in Home Financing. We provide good old fashioned customer service. Call us anytime (215) 542-9900
000-000-0000 559 miles Lender's profile and map Reviews CAPE MAY MORTGAGE COMPANY 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002 Cape May Mortgage Company was created with one goal in mind... To help people make smarter, better informed financial decisions when looking to purchase a home. With 30 years of experience and well over 10,000 clients served, John Joyce is committed to educating and guiding individuals through the mortgage process.
(515) 332-4096 560 miles Lender's profile and map Reviews Power Co-op Employees Credit Union 1208 North 13th Street, Humboldt, IA, 50548 Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
(785) 291-8774 560 miles Lender's profile and map Reviews Kansas Blue Cross Blue Shield Credit Union 1010 SW Tyler Street, Topeka, KS, 66612 In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
(888) 262-5456 560 miles Lender's profile and map Reviews Central National Bank 800 SE Quincy St, Topeka, KS, 66612 Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
(715) 723-4461 560 miles Lender's profile and map Reviews Northwestern Bank 202 N. Bridge St., Chippewa Falls, WI, 54729 Chippewa Valley (WI) Community bank focused on establishing relationships and small business lending. Headquartered in Chippewa Falls, Northwestern has office locations in Altoona, Thorp, Boyd, Cornell, and Lafayette. Established in 1904, Northwestern Bank is "Where People Matter
(215) 592-1188 560 miles Lender's profile and map Reviews Asian Bank 815-837 Arch Street, Philadelphia, PA, 19107 At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service