In 2026, the USDA loan limit for Bogalusa in Washington County, LA, is $336,500, whereas the FHA threshold for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Determine the income, credit, reserves, and documentation necessities for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most appropriate program for your financial scenario in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Bogalusa, Washington, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Bogalusa, LA
Lendersa® aims to promptly provide you with the most suitable USDA or FHA loan options without complications. Begin with one of three pathways to align with lenders and USDA loan programs effectively.
A USDA home loan is supported by the federal Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans demand no down payment.
Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
50 Louis Prima Drive, Suite A, Covington, LA, 70433
Lends in Louisiana
Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.
Northshore Mortgage Partners is here to handle any of your mortgage lending needs. Our office is conveniently located to serve you in Covington, LA, and we are fully licensed to originate in both Louisiana & Mississippi. We are a true local Mortgage Lender with home loan products for every borrower.
Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.
522 N New Hampshire St, Suite 7, Covington, LA, 70433
Lends in Louisiana
Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.
