USDA Vs. FHA your options comparison in Franklinton, Washington County, LA

In 2026, the USDA loan cap for Franklinton, situated in Washington County, LA, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA compared to FHA rates. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Franklinton, Washington County, LA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Franklinton, LA

Lendersa®'s mission is to quickly secure the best USDA or FHA loan for you with ease. Choose from one of three initial steps to connect with matching lenders and explore USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Insight into USDA Loans in LA

The USDA home loan, often referred to as a USDA rural development loan, is backed by the U.S. Department of Agriculture. It's available solely in rural neighborhoods. Contrary to FHA loans that require a minimum of a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eagle Creek Mortgage
  • 656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878
  • At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.

  • Eagle Creek Mortgage, LLC
  • 2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
  • Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.

  • Fidelity Direct Mortgage LLC
  • 555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
  • FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.

  • Equity Lending, Inc
  • 839 L Quince Orchard Blvd, Gaithersburg, MD, 20878
  • "We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing.
    Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."

  • New Funding Resources, LLC
  • 806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878
  • We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci

  • Mortgage Pro, Inc
  • 708 Mechem Dr, Suite A, Ruidoso, NM, 88345
  • When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.

  • Ruidoso Mortgage Inc
  • 1123 Mechem Dr, Suite 1, Ruidoso, NM, 88345
  • We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.

  • PAHO/WHO FEDERAL CREDIT UNION
  • 506 23rd Street NW, Washington, DC, 20037
  • Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed