USDA Vs. FHA your options comparison in Carlyss, Calcasieu County, LA

In the year 2025, the USDA loan maximum in Carlyss, within the county of Calcasieu, LA, reaches $336,500, whereas the FHA ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rate options. Assess the eligibility requirements including income statements, credit scores, necessary reserves, and required documentation. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA choices side by side, ensuring you identify the most suitable program for your financial needs in .

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Loan limits for 2025 and down payment requirements in Carlyss, situated in the county of Calcasieu, LA

Loan Type Limit Amount Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan selections in Carlyss, LA

Lendersa® is dedicated to swiftly securing the best USDA or FHA loan option with minimal hassle. Begin with one of three entry points to be matched with lenders offering USDA loan packages.

Lendersa USDA loan request and matching results

Understanding USDA Loans in LA

The USDA home loan, endorsed by the United States Department of Agriculture (USDA), sometimes referred to as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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