For 2026, in Chackbay within Lafourche county, LA, the USDA loan limit is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Leverage Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, helping you determine the best program for your specific financial needs in
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| Loan Category | Max Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is focused on promptly providing the best USDA or FHA loan without hassle. Start with one of three initial avenues to discover matching lenders and USDA loan programs.
The USDA home loan is a government-backed program by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is aimed at rural areas only. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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