USDA Vs. FHA Pro and Con comparison in Thibodaux, Lafourche County, LA
For 2025, the USDA loan limit in Thibodaux, located in Lafourche County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Thibodaux, Lafourche County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Thibodaux, LA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without hassle. Start with one of three pathways leading to matching lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Contrary to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, easing access to homeownership.
414 31st Street, Suite B, Newport Beach, CA, 92663
NAL Financial Team is located in Newport Beach, California, and proudly serves homeowners and homebuyers throughout California and Colorado. We believe the key to our success has always rested on three main principles: honesty, timeliness, and competitive pricing. As mortgage brokers, we are able to offer our clients a variety of products.
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate
Market trends
The real estate buying and selling process.
12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
12966 Euclid St., Suite 220, Garden Grove, CA, 92840
Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
At RiverGold Financial Services Inc. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple
Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.
"Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a
Real Estate Transaction."
