USDA Vs. FHA Pro and Con comparison in Thibodaux, Lafourche County, LA
For 2025, the USDA loan limit in Thibodaux, located in Lafourche County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Thibodaux, Lafourche County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Thibodaux, LA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without hassle. Start with one of three pathways leading to matching lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Contrary to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, easing access to homeownership.
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
525 East Big Beaver Road, Suite 303, Troy, MI, 48083
Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
"The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
Headquartered in Troy, Michigan with over 30 years of experience,"
C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Warren Municipal FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.
Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union
600 22nd Street, Suite 300, Virginia Beach, VA, 23451
TowneBank Mortgage is your hometown mortgage company and is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender.
837 First Colonial Rd, Suite C, Virginia Beach, VA, 23451
We have built a strong reputation as an outstanding mortgage lender, the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.
600 22nd Street, Suite 302, Virginia Beach, VA, 23451
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
600 22nd Street, Suite 204, Virginia Beach, VA, 23451
Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
