For 2026, the USDA loan limit in Thibodaux, located in Lafourche County, LA, is $336,500. For a single-family home, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Thibodaux, Lafourche County, LA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Thibodaux, LA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without hassle. Start with one of three pathways leading to matching lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural areas. Contrary to FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, easing access to homeownership.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
First American offers comprehensive financial products and services for investing in a brighter future for its customers. A strong, independent community bank, First American Bank and Trust is closely tied to the businesses, organizations and citizens in each community it serves. On December 3, 1910,First American Bank and Trust was chartered.
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.
La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.
In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
