USDA Vs. FHA your options comparison in Bayou-Blue, Lafourche County, LA
For 2025, the USDA loan limit in Bayou-Blue, which is part of Lafourche County, LA, is established at $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. It helps ascertain the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most fitting program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Bayou-Blue, Lafourche, LA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bayou-Blue, LA
Lendersa® is committed to finding you the best possible USDA or FHA loans quickly and without hassle. Begin with one of three primary approaches to connect with matching lenders, following suitable USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage and is accessible only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgage loans are available with no down payment.
our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
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